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Joke of the day

2008-06-26T00:44:00.001-07:00

Once PVNR (PV Narasimha Rao), L.K.Advani and Laloo Prasad Yadav were
travelling in an autorickshaw. They met with an accident and all three of
them died.

Yama Raja was waiting for this moment at the doorstep of death.

He asks PVNR and Advani to go to HEAVEN.

But, for Laloo, Yama had already decided that he should be sent to HELL.
Laloo is not at all happy with this decision.

He asks Yama as to why this discrimination is being made. All the three of
them had served the public. Similarly, all took bribes, all misused public
positions, etc.

Then why the differential treatment?

He felt that there should be a formal test or an objective evaluation before
a decision is made; and should not be just based on opinion or pre-conceived
notions.

Yama agrees to this and asks all the three of them to appear for an English
test.

PVNR is asked to spell ' INDIA ' and he does it correctly.

Advani is asked to spell ' ENGLAND ' and he too passes.

It is Laloo's turn and he is asked to spell ' CZECHOSLOVAKIA '.

Laloo protests that he doesn't know English.

He says this is not fair and that he was given a tough question and thus
forced to fail with false intent.

Yama then agrees to conduct a written test in Hindi (to give another chance
assuming that Laloo should at least feel that Hindi would provide an equal
platform for all three).

PVNR is asked to write 'KUTTA BOLA BHOW BHOW'. He writes it easily and
passes.

Advani is asked to write 'BILLY BOLI MYAUN MYAUN'. He too passes.

Laloo is asked to write 'BANDAR BOLA GURRRRRR.....'
Tough one. He fails again.

Laloo is extremely unhappy.

Having been a student of history (which the other two weren't),he now
requested for all the 3 to be subjected to a test in history

Yama says OK but this would be the last chance and that he would not take
any more tests.

PVNR is asked: 'When did India get Independence ?'. He replied '1947' and
passed.

Advani is asked 'How many people died during the independence struggle?'.

He gets nervous. Yama asked him to choose from 3 options: 100,000 or 200,000
or 300,000.
Advani catches it and says 200,000 and passes.

It's Laloo's turn now.

'
Yama asks him to give the Name and Address of each of the 200,000 who died
in the struggle.
Laloo accepts defeat and agrees to go to HELL.

Moral of the story: IF YOUR MANAGEMENT HAS DECIDED TO SCREW YOU, THERE IS NO ESCAPE........

15 Common Mistakes that Violate Google Adsense TOS

2008-04-22T06:53:00.001-07:00

Google Adsense program is a popular web advertising program which
provides a good income source for many websites. There are well
defined terms of service to strictly adhere to when participating in
the program.

On my visit through sites and forums, I daily notice several instances
of misuse of Adsense ads. So here a few helpful Google Adsense tips,
probably many you already know, and few you might gain by knowing now.
These adsense faq are all picked from the Program Policies, Terms and
Conditions and FAQ itself and presented in a simplified manner.

1. Never click your own adsense ads or get them clicked for whatever
reason. You know this one very well. This is a surefire way to close
you Adsense account. Never tell your office associates or friends to
click on them. Keep a check if your family or children are busy
increasing your income by clicking your ads and indirectly trying to
stop your income. Dont even think of offering incentives for clicks,
using automated clicking tools, or other deceptive software. Adsense
is very smart to detect fraudulent clicks. Check the ads which appear
on your pages by the Google Preview tool if required.

2. Never change the Adsense code. There are enough means of adsense
optimization & customizations available to change the colour,
background or border to suit your needs. Do whatever you want to do
outside the code, never fiddle within the ad or the search code. They
know it when you do. The search code has more limitations to colour
and placement, but you should adhere to the rules. The code may stop
working and violates the TOS.

3. Do not place more than 3 ad units and 3 ad links or 2 adsense
search boxes on any web page. Anyway, ads will not appear in those
units even if you place more ad units. But this is the limit they set,
so it is better to stick to it.

4. Do not run competitive contextual text ad or search services on the
same site which offer Google Adsense competition in their field. Never
try to create link structures resembling the adsense ads. Never use
other competitive search tools on the same pages which have Adsense
powered Google search. They do allow affiliate or limited-text links.
Update: Google has allowed you to run contextual advertising like
Yahoo ads, Chitika etc provided the ads do not resemble Adsense ads.

5. Do not disclose confidential information about your account like
the CTR, CPM and income derived via individual ad units or any other
confidential information they may reveal to you. However, you may
reveal the total money you make as per recent updates to the TOS.

6. Label headings as "sponsored links" or "advertisements" only. Other
labels are not allowed. I have seen many sites label ads with other
titles. Dont make your site a target in a few seconds gaze.

7. Never launch a New Page for clicked ads by default. Adsense ads
should open on the same page. You may be using a base target tag to
open all links in a new window or frame by default. Correct it now as
they do not want new pages opening from clicked ads.

8. One Account suffices for Multiple websites. You do not need to
create 5 accounts for 5 different websites. One account will do. If
you live in the fear that if one account is closed down for violation
of TOS, believe me they will close all accounts when they find out.
You can keep track of clicks by using channels with real time
statistics. They will automatically detect the new site and display
relevant ads.

9. Place ads only on Content Pages. Advertisers pay only for content
based ads. Content drives relevant ads. Although you might manage some
clicks from error, login, registration, "thank you" or welcome pages,
parking pages or pop ups, it will get you out of the program.

10. Do not mask ad elements. Alteration of colours and border is a
facility to blend or contrast ads as per your site requirements. I
have seen many sites where the url part is of the same colour as the
background. While blending the ad with your site is a good idea,
hiding relevant components of the ads is not allowed. Also do not
block the visibility of ads by overlapping images, pop ups, tables
etc.

11. Do not send your ads by email. Html formatted emails look good and
allow placement of these javascript ads. But it is not allowed as per
TOS. You do not want impressions registering on their logs from any
email even once. They are watching!

12. Keep track of your content. So Adsense is not allowed on several
non content pages. But it is also not allowed on several content pages
too. Do not add it on web pages with MP3, Video, News Groups, and
Image Results. Also exclude any pornographic, hate-related, violent,
or illegal content.

13. Do not alter the results after ad clicks or searches - Ensure you
are not in any way altering the site which the user reaches to after
clicking the ads. Do not frame, minimize, remove, redirect or
otherwise inhibit the full and complete display of any Advertiser Page
or Search Results Page after the user clicks on any Ad or Search
results.

14. Avoid excessive advertising and keyword stuffing - Although the
definition of 'excessive' is a gray area and is subject to discretion,
yet Google adsense with correct placement, focused content and high
traffic will get you much more income than other programs, so
excessive advertising is not required. Keyword stuffing does target
better focused ads, but overdoing it is not required.

15. Ensure you Language is Supported - Adsense supports "Chinese
(simplified), Japanese, Danish, Korean, Dutch, Norwegian, English,
Polish, Finnish, Portuguese, French, Russian, German, Spanish,
Hungarian, Swedish, Italian and Turkish". In addition, AdSense for
search is available in Czech, Slovak, and Traditional Chinese. If your
web pages language is not supported, do not use the code on such
pages.

Update:
16. Maximum 2 referral button per product per page - With the launch
of the google adsense referral program, you are allowed to put only 2
referral buttons for adsense referral, adwords referral, Google pack
and Firefox with google toolbar referral.

17. Do not specify Google ads as your alternate ads. - Several
services like Chitika eminimalls allow you to place alternate urls,
when a targeted paying ad cannot be displayed. This involved creating
an simple html page and putting the ad to be displayed instead. Even
Adsense allows an alternate url feature instead of displaying public
service ads. But never use Adsense ads as alternate urls.

18. Do not confuse with adjacent images - It was a common policy to
increase CTR by placing same number of images as the number of text
ads, which falsely gave the impression that the text ads represented
an explanation to these images. Inserting a small space or a line
between the images and ads is not allowed. Make sure that the ads and
images are not arranged in a way that could easily mislead or confuse
your visitors. More.

Whenever in doubt, it is better to ask for adsense help from the
learned staff of Google Adsense. They are very helpful!

U Me Aur Hum movie review

2008-04-22T06:41:00.001-07:00

U Me Aur Hum movie review

Aamir Khan has raised the bar with TAARE ZAMEEN PAR. Comparisons
between Aamir and Ajay Devgan, who makes his directorial debut with U
ME AUR HUM, would be erroneous, but you can't turn a blind eye to the
fact that the viewer would expect an encore with U ME AUR HUM. Will U
ME AUR HUM live up to the humungous hype and expectations? Does Devgan
have the trappings of a fine storyteller? Oh yes, he does!

Let's come to the point right away. Devgan needs to be lauded for
choosing a daringly different theme in his debut film and most
importantly, doing justice to it, handling it with extreme care. We
know him as a powerful actor, now there's yet another designation
added to his name -- avant-garde director.

Write your own movie review of U Me Aur Hum
Let's move on to the next query! Is the real-life couple -- Ajay and
Kajol -- as dynamic yet again? The answer is, they're electrifying.
Both pitch in bravura performances, reaffirming the fact that this
jodi is amongst the finest of this generation.

One of the prime reasons why U ME AUR HUM works, and works big time,
is because it's aimed at the heart. Anyone who's into relationships,
anyone who believes in love, anyone who thinks from the heart, anyone
who has watched his/her partner grapple a grave disease, will identify
with a film like U ME AUR HUM.

To cut a long story short, U ME AUR HUM marks the birth of a
powerhouse of talent. Watch U ME AUR HUM for various reasons, but most
importantly, watch it for a new director who respects your 2.30 hours
and the hard-earned bucks that you invest on watching his movie. It's
time to fall in love with love… again!

The first time Ajay [Ajay Devgan] saw Pia [Kajol], she served him
drinks. She affected him more than the alcohol, it was love at first
sight. The first time Pia saw Ajay, he had a drink too many. She
watched him make a fool of himself and was relieved when he passed
out.

Ajay is on a cruise with his friends -- Nikhil [Sumeet Raghavan] and
Reena [Divya Dutta], unhappily married, and Vicky [Karan Khanna] and
Natasha [Isha Sharwani], happily unmarried. Ajay is having a wonderful
time dealing with martial strife, lots of bad language and huge
hangovers, when he finds Pia and time stands still.

After a disastrous first meeting, Ajay tries everything to woo her. He
wants her, by hook, crook or even her little private notebook. She's
not an easy catch at all, but finally, by sheer perseverance, he
dances his way into her heart. Ajay and Pia develop a strong and
special bond.

Happy marriages begin when we marry the ones we love, and they blossom
when we love the ones we marry. And Ajay-Pia love each other dearly,
but no marriages can be complete without problems, and Ajay and Pia
have also have to face hurdles. Kajol is diagnosed with Alzheimer's.
How does the couple face the crisis?

The one thing you must carry when you set out to watch U ME AUR HUM is
a kerchief. For, this film makes you shed a tear at times, cry at
places and weep in at least two vital sequences. But it's not just
rona-dhona that you get to see in U ME AUR HUM.

The first hour, strictly average in terms of writing, has several
sunshine moments. It's breezy, funny, at times silly, but interesting.
What also catches your eye is the eye-filling cinematography [Aseem
Bajaj in top form, yet again] on the cruise. The songs, the glam look,
the subtle humor… you don't take to the film instantly, but you know
for a fact that a volcano is brewing.

And the volcano does erupt in the second hour! Ajay Devgan, the
director, shows his expertise in this hour as the story does an
about-turn, exposing the delicate, sensitive and fragile
relationships. Devgan reserves the best for the concluding reels and
you finally get the answers in the end.

U ME AUR HUM is more of a director's film, than anyone else's. A theme
like the one projected in this film could go dangerously haywire if
entrusted in inept hands, but Devgan seems to have done his homework
well. The only glitch is the length in its second hour. A shorter
narrative would've only helped!

Robin Bhatt, Sutanu Gupta and Akarsh Khurana's screenplay casts a
hypnotic spell in the second hour. Sure, the germ stems from THE
NOTEBOOK [2004; James Garner, Gena Rowlands, Rachel McAdams], but the
writers have altered the screenplay keeping Indian sensibilities in
mind. It works! Ashwani Dhir's dialogues touch the core of your heart.
Every spoken sentence has a meaning. Vishal Bhardwaj's music may not
be a chartbuster, but it alternates between soulful and melancholic
beautifully. Aseem Bajaj's cinematography is topnotch. Monty Sharma's
background score is effective.

Now to the performances! U ME AUR HUM is like a medal that glimmers on
Ajay Devgan's body of work. He's exceptional! Kajol, well, what can
you say of an actress who has proved herself time and again? That
she's undoubtedly the best has been proved yet again. Sumeet Raghavan
is first-rate. Divya Dutta gets into the groove in the subsequent
portions. Karan Khanna and Isha Sharwani are okay. Sachin Khedekar
does a fine job. Aditya Rajput and Hazel get minimal scope.

On the whole, U ME AUR HUM is a well-made, absorbing love story that's
high on the emotional quotient. And that holds tremendous appeal for
ladies/families mainly. At the box-office, it's the kind of film that
will gather more and more speed with each passing show. Its business
at multiplexes should be fantastic. Overseas too should be excellent.
Very strongly recommended!

KRAZY 4 REVIEW

2008-04-22T06:33:00.001-07:00

KRAZY 4 REVIEW

It would be wrong to slot KRAZZY 4 as a comedy. Sure, KRAZZY 4 remains
faithful to the ongoing trend of providing laughs at the oddest of
things, but it's more of a masala fare that's reminiscent of the 1980s
cinema. Packaged in a modern avatar, of course.

A film like KRAZZY 4 is easy on your brains. It rests on a thin plot,
but the makers have tried to package the proceedings with entertaining
stuff from Scene A to Z. Sometimes it works, at times it doesn't. But
the pros outweigh the cons in this case. Also, let's get one thing
straight. This isn't path-breaking or ground-breaking cinema by any
chance. It's targeted at the aam junta, not connoisseurs of cinema.

Also, one of the trump cards… sorry, make it two, are the dance
numbers filmed on the two superstars -- SRK and Hrithik. Just these
two numbers are enough to satiate the hunger of an avid moviegoer.
Even the Rakhi Sawant track is an asset, since it's hugely popular
with the desi junta [like 'Main Aayee Hoon U.P.-Bihar Lootne' and
'Beedi'].

In a nutshell, KRAZZY 4 isn't the kind of cinema that would invite
debates or discussions. Its intention is to make people leave the
cineplex with a smile and it succeeds in its endeavour.

Arshad Warsi is Raja: Truly the angry young man! His blood boils, his
fists clench and he's ready to beat the daylights out of anyone who
upsets him in some way.

Irrfan Khan is Dr. Mukherjee: He has decided that he's the Captain of
the team! But so obsessed is he by the need to be in control of a
situation, he doesn't realise he's totally lost control of himself and
his mind.

Rajpal Yadav is Gangadhar: He's marching to a beat only he can hear;
he's fighting for a cause that's long over. But in his mind he's still
fighting for Swaraj.

Suresh Menon is Dabboo: He's everybody's pet and however far gone the
rest may be, when it comes to Dabboo, everybody's protective. Even if
he can hear and understand, Dabboo refuses to speak. And nobody knows
why!

Dr Sonali [Juhi Chawla] treats them all. She has faith that all it
needs is a little time and lots of patience to make them part of the
mad, mad, mad world out there…

Rakesh Roshan's story takes a leaf out of ONE FLEW OVER THE CUCKOO'S
NEST, while Ashwani Dhir's screenplay tries to pack everything that's
available on the shelf. The first hour is quite entertaining, with a
few sequences compelling you to flex your facial muscles.

But the problem lies in its second hour. More specifically, the
writing relies on the age-old stuff to reach the finale. Too many
cinematic liberties have been undertaken in this hour, just to reach
the culmination and it doesn't really work at times. Even the end
outside the hospital looks contrived.

Jaideep Sen shows a flair for comedy, but had the debutante director
opted for a slightly novel screenplay, it would've taken the film to
another level. A few comic scenes are well executed and in terms of
execution, Jaideep knows the grammar right.

Ashwani Dhir's screenplay may lack novelty, but the dialogues penned
by him are witty and enjoyable. Cinematography is nice. Rajesh
Roshan's music is up to the mark. The two tracks, filmed on the
superstars, are top notch and what enhances the effect are the
choreography and production design [of SRK track] and the visual
effects [in Hrithik track].

Arshad Warsi is the best of the lot. His character is bound to work
with the moviegoers. Irrfan's role doesn't offer him that much scope.
Yet, the actor enacts his part with precision. Rajpal Yadav is quite
funny at places. Suresh Menon is a surprise. He hardly utters one word
in the film, but he delivers with expressions.

Juhi Chawla doesn't get ample opportunity. Dia Mirza is efficient.
Zakir Hussain is okay. Rajat Kapoor is relegated to the backseat.

On the whole, KRAZZY 4 is slightly above the average mark, but the
brand [Rakesh Roshan] coupled with the presence of the two superstars
in its songs and of course, some great actors in comic roles should
ensure positive returns at the box-office.

CONTENT COURTESY : INDIAFM

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2008-04-22T04:14:00.001-07:00

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2008-04-19T04:45:00.001-07:00

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2008-04-19T04:24:00.001-07:00

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Indian Premier League Schedule

2008-04-18T05:24:00.001-07:00

Time	Match	Venue
Friday 18 April
8:00 PM	Bangalore Royal Challengers vs Kolkata Knight Riders	Bangalore
Saturday 19 April
5:00 PM	Kings XI Punjab vs Chennai Super Kings	Mohali
8:30 PM	Delhi Daredevils vs Rajasthan Royals	Delhi
Sunday 20 April
4:00 PM	Kolkata Knight Riders vs Deccan Chargers	Kolkata
8:00 PM	Mumbai Indians vs Bangalore Royal Challengers	Mumbai
Monday 21 April
8:00 PM	Rajasthan Royals vs Kings XI Punjab	Jaipur
Tuesday 22 April
8:00 PM	Deccan Chargers vs Delhi Daredevils	Hyderabad
Wednesday 23 April
8:00 PM	Chennai Super Kings vs Mumbai Indians	Chennai
Thursday 24 April
8:00 PM	Deccan Chargers vs Rajasthan Royals	Hyderabad
Friday 25 April
8:00 PM	Kings XI Punjab vs Mumbai Indians	Mohali
Saturday 26 April
4:00 PM	Chennai Super Kings vs Kolkata Knight Riders	Chennai
8:00 PM	Bangalore Royal Challengers vs Rajasthan Royals	Bangalore
Sunday 27 April
4:00 PM	Kings XI Punjab vs Delhi Daredevils	Mohali
8:00 PM	Mumbai Indians vs Deccan Chargers	Mumbai
Monday 28 April
8:00 PM	Bangalore Royal Challengers vs Chennai Super Kings	Bangalore
Tuesday 29 April
8:00 PM	Kolkata Knight Riders vs Mumbai Indians	Kolkata
Wednesday 30 April
8:00 PM	Delhi Daredevils vs Bangalore Royal Challengers	Delhi
Thursday 1 May
4:00 PM	Rajasthan Royals vs Kolkata Knight Riders	Jaipur
8:00 PM	Deccan Chargers vs Kings XI Punjab	Hyderabad
Friday 2 May
8:00 PM	Chennai Super Kings vs Delhi Daredevils	Chennai
Saturday 3 May
4:00 PM	Bangalore Royal Challengers vs Deccan Chargers	Bangalore
8:00 PM	Kings XI Punjab vs Kolkata Knight Riders	Mohali
Sunday 4 May
4:00 PM	Mumbai Indians vs Delhi Daredevils	Mumbai
8:00 PM	Rajasthan Royals vs Chennai Super Kings	Jaipur
Monday 5 May
8:00 PM	Bangalore Royal Challengers vs Kings XI Punjab	Bangalore
Tuesday 6 May
8:00 PM	Chennai Super Kings vs Deccan Chargers	Chennai
Wednesday 7 May
8:00 PM	Mumbai Indians vs Rajasthan Royals	Mumbai
Thursday 8 May
4:00 PM	Delhi Daredevils vs Chennai Super Kings	Delhi
8:00 PM	Kolkata Knight Riders vs Bangalore Royal Challengers	Kolkata
Friday 9 May
8:00 PM	Rajasthan Royals vs Deccan Chargers	Jaipur
Saturday 10 May
8:00 PM	Chennai Super Kings vs Kings XI Punjab	Chennai
Sunday 11 May
4:00 PM	Deccan Chargers vs Kolkata Knight Riders	Hyderabad
8:00 PM	Rajasthan Royals vs Delhi Daredevils	Jaipur
Monday 12 May
8:00 PM	Kings XI Punjab vs Bangalore Royal Challengers	Mohali
Tuesday 13 May
8:00 PM	Kolkata Knight Riders vs Delhi Daredevils	Kolkata
Wednesday 14 May
8:00 PM	Mumbai Indians vs Chennai Super Kings	Mumbai
Thursday 15 May
8:00 PM	Delhi Daredevils vs Deccan Chargers	Delhi
Friday 16 May
8:00 PM	Mumbai Indians vs Kolkata Knight Riders	Mumbai
Saturday 17 May
4:00 PM	Rajasthan Royals vs Bangalore Royal Challengers	Jaipur
8:00 PM	Delhi Daredevils vs Kings XI Punjab	Delhi
Sunday 18 May
4:00 PM	Kolkata Knight Riders vs Chennai Super Kings	Kolkata
8:00 PM	Deccan Chargers vs Mumbai Indians	Hyderabad
Monday 19 May
8:00 PM	Bangalore Royal Challengers vs Delhi Daredevils	Bangalore
Tuesday 20 May
8:00 PM	Kolkata Knight Riders vs Rajasthan Royals	Kolkata
Wednesday 21 May
4:00 PM	Mumbai Indians vs Kings XI Punjab	Mumbai
8:00 PM	Chennai Super Kings vs Bangalore Royal Challengers	Chennai
Thursday 22 May
8:00 PM	Delhi Daredevils vs Kolkata Knight Riders	Delhi
Friday 23 May
8:00 PM	Kings XI Punjab vs Deccan Chargers	Mohali
Saturday 24 May
4:00 PM	Chennai Super Kings vs Rajasthan Royals	Chennai
8:00 PM	Delhi Daredevils vs Mumbai Indians	Delhi
Sunday 25 May
4:00 PM	Deccan Chargers vs Bangalore Royal Challengers	Hyderabad
8:00 PM	Kolkata Knight Riders vs Kings XI Punjab	Kolkata
Monday 26 May
8:00 PM	Rajasthan Royals vs Mumbai Indians	Jaipur
Tuesday 27 May
8:00 PM	Deccan Chargers vs Chennai Super Kings	Hyderabad
Wednesday 28 May
4:00 PM	Bangalore Royal Challengers vs Mumbai Indians	Bangalore
8:00 PM	Kings XI Punjab vs Rajasthan Royals	Mohali
Friday 30 May
8:00 PM	1st Semi-final	Mumbai
Saturday 31 May
8:00 PM	2nd Semi-final	Mumbai
Sunday 1 June
8:00 PM	Final	Mumbai

FREE HEART SURGERY India

2008-04-15T08:51:00.001-07:00

ForwardSourceID:NT0000F00A

What is mobile marketing?

2008-04-14T11:40:00.001-07:00

What is mobile marketing?

Whenever I meet someone new and I tell them what I do for a living,
they usually assume one or both of the following:

1. That mobile marketing is sending junk text messages to get
people to subscribe, unwittingly, to a mobile content subscription
service. Ergo, mobile marketing is bad.
2. Mobile marketing = marketing using SMS (text messaging)

Neither assumption is true so this is my lowdown on what mobile
marketing includes. This is a long post so bear with me.

Applications of mobile marketing

Of course text messaging is still an important element of mobile
marketing, but not the only one. The following is adapted from the
course module on mobile marketing I wrote this year for the IDM
(Institute of Direct Marketing).

1. Text and win. This is a very convenient way to manage a competition
or prize draw and popular with consumers. The recent on-pack promotion
by Walkers to win an i-pod offered a prize draw every five minutes and
claims to be the biggest ever text and win promotion to date.

2. Voting and participation TV. Text voting for reality TV programmes
such as Big Brother and The X Factor are incredibly popular and are an
additional revenue stream for the broadcaster and/or the production
company.

Text.it/Mobile Data Association published these figures to demonstrate
how big TV voting in the UK actually is.

* Big Brother 5 - 10m+
* I'm a Celeberity Get Me Out of Here - 10m+
* X-Factor - 5.4m
* Big Brother 3 - 5.3m
* Big Brother 4 - 3.1m
* Fame Academy 2 - 1.6m
* Eurosong 2002 - 700k

3. Quizzes. Quizzes are ever popular as a mechanic used by marketers
to engage their customers. And they can work very well on mobile
phones. This could be a simple text message based quiz or a fancier
java application (this is the technology behind mobile games) which
offers a deeper level of interactivity using graphics, sound and
animation, score keeping and the like. The typical way to start a quiz
is to text in a key word to a shortcode and a question is sent to you
by return.

It's fair to say I have a vested interest in this area as I'm working
on mobile product development for the World Quizzing Championships
2006. Any potential sponsors out there? Please get in touch ;-)

4. Mobile content/mobile media (pictures, ringtones, video). Thanks to
the unexpected popularity of ringtones the mobile content industry is
already huge and has rapidly increased over the last few years. We
know that young people spend 8 times as much on their mobile phones as
they do on music and 12% of their income on their mobile phones
(source Mobile Youth /w2forum)

The recent Mintel report on mobile content showed that the UK mobile
content market is worth $1bn. Ringtones are still top of the list at
33% (although I think the actual figure is probably much higher)
closely followed by games at 26%. And this is an industry that was
only born at the turn of the 21st Century.

Brands are now starting to capitale on the popularity of mobile
content r mobile media and are using it as part of their marketing
effort. A picture or ringtone can be a 2nd-or 3rd- tier prize in a
free prize draw or other competition which doesn't involve physically
sending out many prizes. We've used this approach at BeepMarketing in
the past for Foster's, Vivendi Universal and Digital Jesters. And I
expect to see more of this activity in the coming months and years now
that the phone technology is becoming more ubiquitous.

One of the key success factors for this industry is ease of payment.
Firstly this was done via IVR (Interactive Voice Response where you
dial a premium rate number and are billed per minute or as a one-off
fee) and then premium rate SMS was introduced. It made it so easy to
buy the content. No need for credit or debit card registration which
meant that kids could buy it without asking their Mums and Dads.

5. Mobile games. Mobile gaming is very popular and a growing industry
in its own right. We already have devices on the market such as the
Nokia N-Gage which, although it is a mobile phone, it was actually
designed with gaming in mind. And now we have the Sony PSP which isn't
a mobile phone but does have Wi-fi, therefore allowing full internet
access.

Coca Cola has signed a deal this year to create and produce Coca
Cola-branded games which customers will buy rather than download for
free. Licensing deals like this will become more commonplace over the
coming months and years too as brands try to get their heads round
where revenues may or may not be made on mobile.

6. Mobile Applications. It might be software to help you plan your
day, it might be an instant messenger service, it could be a system
for working out your daily horoscope. If you think of the PDA
(personal digital assistant) that's been around for some years now and
the range of software available for that, then you'll be getting
somewhere close to where we're going with this on mobile phones.

Of course, the development of this market depends on the types of
handsets out there that would need to have Symbian or Windows CE
operating system – sometimes these are called Smartphones. Usually
this is the higher end phones, but prices for technology soon drops
and just as the ipod is available to one and all, or so it seems, so
will 'Smartphones'.

7. CRM – customer relationship management (or should that be CMR –
customer managed relationship?). Let's not forget that the mobile
phone is a communications tool. And to that end is a 2-way device.
It's not just about pushing content or a message one-way, customers
can call or text you back. This means it's one of the channels to use
when building relationships with consumers. It's also a very neat way
of handling customer service issues like notifying someone to confirm
their groceries have been delivered, or that they're overdrawn at the
bank.

8. Interactive Voice Response (IVR). IVR is a much maligned
technology. It's an old technology, for sure as it's based on
landlines and is the engine behind those pesky 'press 1 for yes and 2
for no' systems. It's also used for paying for stuff – mobile content,
phone voting. But it also has potential for some great creativity.

Back in 2002, BeepMarketing worked on a campaign for the Butt Ugly
Martians. It was aimed at children (7 to 10 year old boys to be
precise) and was promoted in relevant comics and magazines. We had a
simple text game, but more interestingly, we ran an IVR game. You
dialled a standard rate number and instantly you're transported into
the world of the Butt Ugly Martians as you hear the music and
voice-over. You were then guided into a game of choice – press the
number that relates to your choice to get to the next level. We have 3
levels and if you got 1 of 3 winning combinations, we instantly sent
you a ringtone or logo. If you'd like to listen to this yourself,
please contact me for the telephone number.

And it's not just us who's used this technique.. McDonald's, Walker's
Crisps, Wella and more have incorporated IVR into their mobile
marketing efforts.

9. Multi-media messaging (MMS). This technique is increasing in
potential as it becomes more readily available on handsets. MMS can be
pushed to the phone at higher costs than simple text messages (several
times higher), or there is the cheaper option of 'virtual MMS' or WAP
push which can be just as effective and where you send a link to the
customer to download to view or save the message. Wap push is also the
technique used to deliver mobile content. True MMS is still limited by
cost and technical limitations of handsets.

10. Direct ad-response/Red Button Mobile. Red Button Mobile describes
direct response campaigns using the mobile phone as opposed to using
the red button on interactive television (or potentially outdoor or
print advertising unlike true Red button advertising). The mobile 'red
button' is based on a shortcode available, optionally coupled with
different keywords relevant keywords dependent on the reponse
mechanism. This allows interactivity with statci media as well such as
print and outdoor. Options include:

* Text to screen – With TV, comments texted in can be
automatically populated on-screen, as used by reality TV programmes
(text to screen).

* Text to email – where you text in your email address to a
shortcode and an automatic HTML email is generated and sent to the
respondent

* Text to post – this works in a similar way where you text your
address or postcode and street number

* Text to WAP – here the respondent is directed to an advertiser's
WAP site through a link where they can access content, or opt-in.

* Text to mobile content – Content such as a ringtone or a coupon
is received through texting a shortcode

As an example of the effectiveness of these campaigns, BeepMarketing
ran a direct response campaign for Axa PPP. This involved press
advertising in the Evening Standard (a London daily newspaper) for its
personal health insurance provider. Customers were asked to respond to
the advertisement either by freephone (0800 number) or a text message.
50% of all the replies came via text message, even though they could
have phoned for free and the texts would cost them 10p or so. All
texts were routed direct to a call centre to manage outbound calls.

11. Barcodes. Barcodes can be sent to a mobile phone and then redeemed
in store using the usual Epos systems. For example, Ann Summers used
this technique earlier in the year to drive traffic to their stores.
And many years before that, in my ZagMe days, we used a simple code in
a text message that acted in a similar way to a barcode – you could
track the codes but couldn't scan them in.

Technically, it is relatively straightforward (if anything *can* be
straightforward in mobile that is) to get a barcode to a mobile phone,
however, not all barcode readers will be able to read it due to the
different screen sizes and formats and intensity (or not) of the
screen's backlight.

A new take on barcodes is 'camera codes' whereby a consumer takes a
picture of the barcode from a TV screen, poster, newspaper, magazine
or website etc. This then initiates the response mechanism or can be
used for couponing. There are several companies working on this but it
still works best on Symbian or Smartphones.

12. Location-based services (LBS). This technique has prominently been
used by companies offering services to parents whose children's
whereabouts can be tracked via their phones. With KidsOK.net, parents
pay a fee to access the service. This allows them to 'ping' their
child's phone/s to find out where they are.

'Find me' services are available which are useful for evenings out and
there are mobile search companies coming up with ways of linking
location to search and maps.

Of course the ultimate for marketers would be something like ZagMe
where we sent text messages to shoppers at Lakeside and Bluewater
shopping malls, while they were out shopping, way back in 2000 and
2001. There's a piece on my website about what happened here but
suffice to say, we were ahead of our time and the technology is
currently prohibitively expensive. However, as prices come down and we
find other ways of doing this, this concept will return.

13. WAP portal or wap site (aka mobile internet). WAP sites are the
mobile versions of websites such as The BBC or Channel 4. Often after
television programmes you'll be asked to text in to access further
content from your mobile (red button mobile). The link then takes you
to the wap site where you can access videos, pictures, ringtones, and
information about the programme you've just watched. It's also an
opportunity to buy mobile content and to get customers to opt-in for
further information.

14. Java magazine or java portal. This is an application that you
download to your mobile phone and is like an electronic magazine. You
have the basic structure and with the first download, you get sent the
first range of content. Then when you want the latest news, you click
on update, and it updates all your pages over the air with new
content. The benefit of this is that the user experience is better
than WAP (although WAP is improving) and you can view content
underground – really important if you live in London! You don't have
to be 'online' to access your stuff.

15. Mobile search. All the main search providers have mobile (WAP)
specific versions of their search engines. These are now becoming more
sophisticated. Google Mobile Search (www.google.co.uk/mobile) offers
Local Search to find a local business and will then display a map
(Google Maps is integrated) or phone number with the option of
click-to-call on the appropriately-enabled handset. Google Local uses
listings from Yell combined with a bespoke database of wapsites (these
sites are checked that they are mobile phone compatible before
adding).

Overture is working on something similar.

There are limitations with this as usability is an issue. Do you
really want to be returned 500 wap sites when you have a tiny screen
and slow data speeds?

16. Mobile music. Beyond ringtones, we are seeing that many handsets
are now designed to play and store MP3 music files, potentially
rivaling the iPod. As access speeds increase with 3G, tracks could be
offered in promotions. Currently buying music from your mobile phone
is expensive and it's much cheaper to buy on itunes and then use
Bluetooth to send it to your phone.

17. Podcasting. Podcasting involves streamed delivery of a home-made
or professional audio programme, tune, speech or even video (these are
called vlogs – check out the vlogs on Perfect Path). They can be
accessed on any device with the appropriate MP3 capabilities and can
be managed using an RSS feed so that whenever you plug your player
into your pc (and over the air will come), your new podcasts are
automatically uploaded. If you'd like to hear a podcast that I did
earlier this year about mobile marketing then you'll find it here on
Perfect Path.

18. Blogging and RSS. Ok, you're reading a blog so I won't go into
this in detail. Suffice to say, reading blogs on the move is growing
with mobile RSS feeds. You'll find out much more about this mobile
blogging/RSS thing over at Mobhappy.

19 Moblogging. Moblogging, or blogging from your mobile phone is
popular and, although it can be text-based, makes best use of the
device when images or video-clips are submitted by MMS or WAP. We now
have citizen journalists who report breaking news before the main
networks as shown in the London bombings earlier this year when within
30 minutes, a video clip from the underground spread across the
internet like wildfire. This was all aided by sites like moblog (which
can handle video) and flickr (which can't).

Sony Ericsson has used the technique (with BeepMarketing's help) of
posting images to a blog to promote its K300i phone, by encouraging
users to upload their images to http://www.shameacademy.com/. And if
you join W2Forum, you'll find a big debate as to the good, the bad and
the ugly side of moblogging for marketing.

20. Bluetooth/infra-red. These techniques enable data to be sent from
one electronic device to another. And of course marketers have got on
the bandwagon. The Coldplay example is a case in point. I've talked
about it here before and although I love the concept, I just don't see
how they get round the Data Protection Act. It seems that finally the
Mobile Marketing Association finally agrees with me. Let me know what
you think.

Companies like Hypertag also use Bluetooth to allow customers to
receive information to their phones – pictures, coupons, music,
whatever. I saw this in action at the Electric Picnic this summer
where the Vodafone girls were wearing Hypertags and you had to make a
Bluetooth connection with them to see if you'd won a prize. The
benefit is that there's no cost to the consumer and it doesn't matter
if you don't have a mobile signal (like when you're in a field in the
middle of Ireland). However, it's clunky, the girl actually had to
take my phone off me to get it to connect, by which time, I was bored.
As a gimmick it worked, but until we have better Bluetooth systems, it
will be a while before this becomes mass market.

So that's my slightly long-winded top 20 applications for mobile
marketing. I'm sure there are more than that so if you think of some
that I've missed, then please do add your comments. And I'll do a
separate piece on moble media and its place in advertising another
time.

Via technokitten.blogspot.com

Subho Poila Boishakh

2008-04-14T02:00:00.001-07:00

Subho Nobo Borsho

Mukesh and Anil Ambani Join Forces, Team up with Lakshmi Mittal to Purchase Europe

2008-04-11T04:10:00.000-07:00

On the heels of Fortune Magazine rating 4 Indians among the 10
wealthiest people in the world, 3 of India's wealthiest men, Mukesh
Ambani, Anil Ambani, and Lakshmi Mittal announced a decision to
collaborate on their next big venture; Purchasing Europe.
The three tycoons have laid out a 7 step plan for the complete
Indianization of the continent, except England, which they feel is
likely to be completely Indianized by 2015 anyway without their plan.

Found on web

Unlimited domain sub domain MySQL disk space bandwidth Linux Hosting

2008-04-10T03:39:00.001-07:00

How to select a hosting company?

There are mutiple companies in the market and most of them are resellers. Resellers go for 2 GB space, 20 GB bandwidth, 2 domain, 30 sub domain like this. never go for them. By paying little extra you can go for
1. 1000 GB space
2. 5000 GB Badwidth
3. Unlimited Subdomain
4. 50 domain
5. 1 free domain
6. Unlimited MySQL database
6. Ad credit from Yahoo, Google, MSN etc

While looking for the features you shouldn't compromise with #1, #2, #3, #5 & #6

Many hosting provided limits total number of MySQL connection, No of subdomains et. Be aware of that. Even if you get unlimited space and bandwidth, you can't host multiple application if you don't have unlimited MySQl and subdomains.

Hope this will help in selecting proper hosting solution. Will write more in next post

SMS2INDIA MGINGER MGARLIC M-EARN - Get paid for reading SMS

2008-04-09T23:43:00.001-07:00

I found this article on web. One person was trying to promote his network. Frankly speaking this is not the right way to earn from mobile because the calculation would be different. Yu can have 300 people in your network but 99% of them will not have single person in their network. That's the reason you can't earn through these program.

Marketer, you may think that by paying Rs. 2 you can send SMS to them. But do they read your SMS. Once they see SMS from XYZ then they will think that they are earning 20 paisa by receiving that. And just delete it.

You need to be little smart while opting for these service. Concept is new but still in the primary stage.

---------------------------------

All the below listed companies accept members only from INDIA. The companies are listed according to their importance.

JUST REGISTER YOUR MOBILE (S) WITH THE FOLLOWING COMPANIES FOR FREE AND START EARNING RIGHT NOW...!

1. SMS2INDIA

Earn money from SMS as well as e-mail, benefit from both in equal manner.
Earn equal amount at each network level, for both SMS and e-mail.
Earn from increasing your network. Up to 2 levels.
Check the advertisements at your own convenience. No more bombardment of advertisements.
Receive discounts/coupons/offers of your interest in your inbox.
Special privilege and advantages to registered users.
Receive advertisement of your preference & interest.
Have a larger network and earn more.

2. MGINGER

Earn money for reading sms on your mobile
Get SMS ads of only those products that you want to buy
Get ads at your convenience
Save money through discount coupons and offers
Earn much more money by inviting family and friends
Get 20 paisa for every ad you receive
Get 10 paisa for every ad your friends receive
Get 5 paisa for every ad your friend's friends receive
Accumulate Rs.300 & receive a cheque
Really it's a new concept to earn extra income through our cell phones without spending any thing.
These ads are only about your interests. Not only that, you get to decide when you want these ads.

3. YOUMINT

YouMint is a unique social utility that connects you with people around you. Only real people!
YouMint pays you to invite friends and to receive SMS promos! It might just pay your Mobile bill

4. MGARLIC

MGarlic pays you money to receive text SMS ads on your mobile.
They also pay you for each SMS that your friend or friend of your friend referred to MGarlic by you receive.
Member Benefits
Choose interests about which you want to receive SMS and get paid for it.
You decide maximum number of SMS you want to receive in a day.
Save Money by using discount coupons offered by Advertisers.

5. EARNBYADS

Earn 10 paise to 2 Rupees for receiving ads.
You can earn money/credits by giving referrals, considered only when the referrals register to the earnbyads.co.in.
Minimum payoutis Rs.500.

6. M-EARN

So far, you always paid for using mobile services. But this scheme has changed the flow. You will now earn money for reading SMS you receive.
You now have the freedom to choose; you can furnish your interests and receive offers and discount coupons from your favorite stores and brands.
Get sms ads at your convenience; You decide the number of ads you like to receive per day and also the specific time of the day for receiving them.
This is not just about ads or money but it is much more. Features like mind notes and coach me would change the way you have been using your mobile

This service is still in beta. But since this is going to be the next big boom, you can take the advantage of signing up right now and building up a network so that as soon as the service is rolled out of beta you start making the money.

7. ADMAD

You can earn from 5 referral levels
Get 20 paise for each SMS you recieve.
Get 15 paise for each SMS your friends receive.
Get 10 paise for each SMS their friends receive.
Get 5 paise for each SMS their friends receive.
Get 1 paisa for each SMS their friends receive.

8. GAVOOR (SITE PRESENTLY NOT WORKING)

Get 10p for every SMS you receive.
Get 10p on every SMS your friends receive!
Get 5p on every SMS their friends receive!
Get 3p on every SMS their friends receive!
You receive some advantage to buy products.

9. SMS2EARN (MIGHT BE A SCAM)

Free Signup! No Hidden Charges!!!
Earn 25p per sms on receiving it on your mobile
Earn 25p per referral to make them signup on our website using your url
Earn 20% commission on income of your friends whom you have referred
Get ads at your convenience. You decide number of ads you like to receive
Income without Investment! Access to Real Time Statistics

DATAWORKINDIA

This is a proved premium service offered for just Rs. 1500/-

This company provides a unique concept of earning where all you have to do is read SMS. No requirement of replying or forwarding, all you need is to read it from top to bottom.

Just Take this subscription program in which they offer TUTORIAL, to create computer literacy and Know How To Earn More on internet and many more.

India’s first Virtual Mobile Credit Card

2008-04-05T00:48:00.001-07:00

HDFC Bank and Reliance Communications have come together to introduce
the virtual mobile credit card facility for the first time in India.
Under this facility a Reliance mobile phone will also function as a
credit card and the mobile number will act as a credit card number.

The facility will also have a transaction passcode and in case of
mobile phone theft there will be no financial liability on the user.

The technology introduced a couple of years ago, in the global
markets, has done very well in countries like Philippines, Japan and
South Korea.

According to Mr. Mahesh Prasad, president of the applications,
solutions and content group at Reliance Communications, this facility
has the potential to become very popular with the customers. It is not
only a convenient payment option but also does away with the risks of
carrying credit cards and disclosing its details at the cash counter.

"Initially, the service would allow card holders to make payments to
merchant partners like Adlabs, Yatra and Billdesk, with the list to be
expanded to other partners following the roll out," Mr. Prasad said.

HDFC Bank's country head for IT, CN Ram said that this facility will
be an alternative payment option for their customers who don't like to
reveal their credit card details online.

He further added that they do not have any exclusive contract with
Reliance Communications and in future will be looking for tie ups with
more mobile companies for similar services.

via rupeetimes.com

Free Instant Domain Search

2008-04-03T09:43:00.000-07:00

&amp;amp;lt;br&amp;amp;gt; &amp;amp;lt;a href="http://instantdomainsearch.com/"&amp;amp;gt;Instant Domain Search&amp;amp;lt;/a&amp;amp;gt;&amp;amp;lt;br&amp;amp;gt;

India Goa Real Estate Update March 2008

2008-03-28T12:02:00.001-07:00

How about investing in Goa property?

There are lots of option. You can buy plot, flat, villa. If we buy a 2 BHK flat in panaji it will cost you 10 lacs. If you opt for a beach side flat then the SFT price increases to Rs2500/- to 3000/- per SFT because of tourist. Most of the appt, villas are given for rent when they are near to beaches. Not all the beaches are famous. We found Baga and calagute beaches are the most famouse among all other beaches.

Calangute comes under gram panchyat and the roads are very narrow. In the evening you can experience the traffic jam.

2 years back prices were less but it's totally different now. When you buy a appt / villa near beach there would be huge maintenance cost due to humid weather.
At this moment we are really confused whether we should invest in Goa or not?

One taxi driver was telling recently Govt has decided that people only from Goa can buy land in Goa. In that we can't buy land in Goa. The same is in Himachal Pradesh. This is really stupid. When we pay tax, some part of it goes to these state also. Then as an India we should be able to buy land in all the places in India.

What do you think? please share your though with us.

FAQ's-House Property

2008-03-13T21:59:00.001-07:00

1) What are the deductions available for the house property income?

There are only 2 deductions available on the income from house
property. The 1st is a flat deduction of 30% on the net annual value
of the house and the second is in respect of interest paid on the loan
taken for the house.

Besides this, in the case of let out house property, municipal taxes
paid can be deducted.

2) If a fresh loan has been taken for repayment of the original loan
taken for purchase, construction etc., would the interest payable in
respect of the second loan also be allowed as a deduction?

Yes. This has been clarified by the CBDT circular no. 28 dated 20-8-1969.

3) Is outstanding interest allowable as a deduction?

Yes, outstanding interest is allowable as a deduction.

4) What is the tax treatment for two self occupied properties of an assessee?

If the assessee owns more than one house meant for self occupation,
then the income from any one such property at the option of the
assessee shall be treated as self-occupied property and the other is
treated as "deemed let out property".

5) Can the option available to the assessee to treat one property as
self-occupied and the other as deemed let out, be changed every year?

Yes, the option can be changed every year in a manner most beneficial
to the assessee.

6) If in a house, one room / portion is let out and the rest is
self-occupied, how would you calculate income from house property?

In this case, the portion let out is treated separately as "let out
property" and the self occupied portion is treated as another property
and the income is computed respectively.

7) Where the assessee owns only one house, but is unable to occupy it
due to reason of taking up employment, business or profession, carried
at any other place, what will be the tax treatment of such property?

In this case the computation will be the same as that of a self –
occupied property.

8) What is the tax treatment in respect of unrealised rent recovered?

Unrealised rent recovered shall be treated as the income in the year
in which it is received and taxed under the head 'income from house
property'. No deduction is available on such income and it is taxable
even if the assessee is not the owner of the property at the time of
recovery of such amount.

9) In case two or more people jointly own a property and if their
shares are definite and ascertainable, then what is the taxability?

In such a case, the share of income of each co-owner is determined
separately and included in his individual assessment.

Capital Gains, Short / Long Term, Income from House, let out, self occupied property

2008-03-13T21:57:00.001-07:00

House Property Income

Tax is on the annual value of the house property after allowing
certain deductions. House Property consists of any building, flat,
shop etc., and the land attached to the building.

Computation of income from Self Occupied property
Income is computed after giving certain deductions from the annual
value of the property.

* Computation of annual value of self occupied property
The annual value of Self occupied property is taken as NIL if
the property is fully utilized for own residential stay during the
year or if the property is not actually occupied as owner and is also
not let out. If a property is let out for only a part of the year,
proportionate annual value will be calculated.
* Entitled deductions for self occupied property
The only entitled deduction is interest, if any payable, on loan
taken for the purchase or construction of the house property. The
maximum deduction on this account is Rs.30,000/-; However, for
properties acquired or constructed between the 1st April 1999 and the
1st April 2003 out of borrowed funds, maximum limit is Rs. 1,50,000/-

Computation of income from let out property
Income is computed after giving certain deductions from the net annual
value of the let out property.

* Computation of net value of let out property
For let out properties the gross annual value will be the
greater of the following three amounts:
o Municipal value of the property
o Actual rent received during the year
o Fair rent i.e. rent of similar properties in the same or
similar locality.
Out of the gross annual value, municipal taxes actually paid
during the year has to be deducted to arrive at the net annual value.
* Entitled deductions for let out property
The deductions available for computing House Property Income are:
o 30% of the net annual value for repair and maintenance and
rent collection expenses for the property
o Interest on money borrowed to build, buy or repair the property

Ownership of property
Besides owning property in own name, a person is deemed as owner in
following three cases:

* As transferor of the property to spouse or minor child for
inadequate or no consideration
* As holder of an impartible estate or a property in part
performance of a contract under the Transfer of Property Act
* As share holder of a co-operative society or a company, which
entitles to hold any property

Capital Gains : If any Capital Asset is sold or transferred, the
profits arising out of such sale are taxable as capital gains in the
year in which the transfer takes place.

Definition of Capital Gains : Capital Asset means all moveable or
immovable property except trading goods, personal effects,
agricultural land other than within municipal areas or within 8
kilometers from it wherever notified and gold bonds. Jewelry and
ornament are not personal effects and their sale will attract capital
gains.

Distinction between short term and long-term asset
Capital Assets are of two types i.e., long term and short term.
Long-term capital assets are assets held for more than 36 months
before they are sold or transferred. In case of shares, debentures and
mutual fund units the period of holding required is only 12 months.
Different rates of tax apply for gains on transfer of the long term
and short-term capital assets. Gains on short-term capital asset are
taxed as regular income.

Computation of Capital Gains
Capital gains are to be computed by deducting the following three
amounts from the consideration money received on transfer of the
asset.

* The actual cost of the asset or its estimated market value as on
1.4.81, if acquired earlier
* The cost of improvement, if any, for the asset
* Expenses incurred on transfer of the asset; and

In case of a long-term capital asset, the costs are increased as per a
Cost inflation index for the year.

Exemptions from Capital Gains
In case of Individuals and HUF, long-term capital gains are exempt if
the sale proceeds are reinvested in certain assets.
Some examples:

* Profits on sale of residential house is reinvested in a new
residential house.
* Long term capital gains are invested in notified bonds

These exemptions are subject to certain conditions and the
reinvestment has to be made within the prescribed time.

Other Sources Income
Any income other than (a) salary, (b) house property income (c) Income
from business or profession, or (d) Capital Gains income, will be
taxed as Income from Other Sources. Examples are interest from
deposits, winnings from lotteries, races, income from the hiring out
of machinery, or machinery compositely with building, royalty,
copyright fees, family pension, dividends other than from domestic
companies and mutual funds etc.

more at mumbaipropertyexchange.com

FAQ Tax Matters / Income from House Property?

2008-03-13T21:32:00.001-07:00

What do I state under the head- Income from salary?
Your office accounts department will in due course give you a document
called Form 16. It is basically a summary of your income from all
sources including salaries and the deductions that you are eligible
for. The gross amount of salary inclusive of taxable value of the
perks is to be taken directly from Form 16. Take care to attach form
no.16. Without it the return would be considered irregular.

Just remember to include the deductions allowed. There is the ad hoc
deduction allowed called Standard deduction. The Professional tax that
you pay is also deductible.

How do I deal with Income from House Property?
Now this gets slightly complicated. What you are doing with your
property will determine the tax treatment. If you are living in your
own home, the tax treatment will be different from when you are using
it for business or a profession.

The owner, or the deemed owner of a house property, inclusive of the
appurtenant land, is taxed on the �annual value� of the property under
the head �income from house property�. Where the house property is
used for carrying on any business or profession, the income is not
treated as income from the house property, but as business income.

The annual value of a self-occupied property is taken as �nil�. Where
there are more than one such self-occupied properties, only one
property, as per the choice of the assessee can be taken at nil value.
All others will be treated as let out.

Where the annual value is taken as nil, all the deductions allowed on
let-out property other than the interest on borrowed capital, are not
allowed.

Where there is more than one house or in the case of let-out property,
the �gross annual value� is the maximum of (i) municipal ratable value
(ii) actual rent if the property is let out and (iii) fair rent. The
�net annual value�(NAV) is arrived at by deducting municipal taxes
actually paid during the year.

From this NAV, the following deductions are permitted :

a) One-Fourth of NAV is deductible, for repairs and rent collection
charges irrespective of the actual expenses incurred.

b)Expenses on (i) Insurance premium (ii) ground rent (iii) annual
charge, not being a capital charge and not being a voluntarily created
one (iv) land revenue (v) irrecoverable rent and (vi) State tax.

c)In the case of a let out property, vacancy allowance is deductible
if it remains vacant during a part of the year. The amount deductible
is that part of the NAV (not annual rent) on a pro-rata basis. This
deduction is however not admissible if the property remains vacant
throughout the fiscal year. It has to be let out for some part of the
year, even for one day.

What about deductibility of interest on housing loans?
If the property has been acquired, constructed, repaired, renewed or
reconstructed with borrowed capital, the interest payable is
deductible. In the case of let out properties, the entire interest
payable can be set off. In the case of self-occupied property interest
is deductible up to Rs. 75,000 but only on capital borrowed after
1.4.99 and if the acquisition or construction of the property is
completed before 1.4.2001. This terminal date has been raised to
1.4.2003 and the amount of interest deductible to Rs. 1,00,000 by the
last Finance Act. The 2001-02 budget raises this deduction further to
Rs. 1,50,000.

Then again, this relief is allowed only when the income from house
property becomes chargeable to tax. In other words, the construction
should be complete, the flat should be ready for occupation and the
municipal annual value is known.

Take care to disclose the address of the property, its nature -
whether let out or self occupied, and the computation of net income by
way of a separate annexure.

I have a side business. How do I deal with this ?
This is fairly straight forward. Remember to attach annexures stating
the computation of income from the business or profession, the profit
and loss account, balance sheet with the relevant enclosures,
including auditor's certificate along with the return. Take care to
suitably modify and adjust any disallowable expenses, claims, brought
forward losses,depreciation etc., if any, to arrive at the accurate
taxable profit or deductible loss if any.

more at in.taxes.yahoo.com/

How home loans help you save taxes

2008-03-13T21:23:00.001-07:00

The average age of person/s having own residential accommodation has
come down substantially from about 42 years in the financial year
2001-02 to 31 years in the financial year 2006-07, as per the National
Housing Bank estimates.

Do you know how has this become possible for a vast number of young
Indians to own their dream homes? This was made possible because of
lower interest rates and most importantly tax sops.

Why are tax sops so important?

Over the last few years, the major tax sop available to the employees
was in the form of a standard deduction, which is now withdrawn. There
are virtually no tax sops available to the employees, who are having
significant taxable income and tax liability.

The investment opportunities for the purpose of tax planning are also
limited with a cap up to Rs 1 lakh only. Hence, housing loans have
become an attractive proposition to save taxes, apart from other
equally important aspect like fulfilling the dream of owning a house.

What are the tax sops available through housing loans?

The first and the foremost tax sop is the interest amount that you pay
on housing loans. The interest on housing loans in the initial years
is the major component of the EMI you pay. The interest may exceed the
rental income from house property, resulting in loss from house
property.

In the case of self occupied residential houses, the entire interest
is the loss from such house property. This loss can be set off against
income from other heads such as salaries, business or profession.

The next important tax sop is the installment paid on housing loans.
The installments are allowed as a deduction from the gross total
income on par with other tax saving investments u/s 80C of the Income
Tax Act.

What kind of housing loans are eligible for tax sops?

Housing loan can be taken for the purpose of acquiring or constructing
a property. Housing loan taken for the purpose of repair, renewal or
reconstruction of the house property is also eligible for tax sops.

What kind of house properties is considered for deduction of interest?

All kinds of house properties are considered for allowing the
deduction of interest on loans. The gross annual value from house
property is considered for the purpose of allowing deduction of
interest on loans.

How is gross annual value from house property determined?

If the house property is let out, the fair rental value of such house
property is considered as gross annual value.

*
Tips for the first time home loan borrower?

If a person occupies a house property for her/his own residential
purposes, such residential property is considered as self occupied and
there is no income chargeable as 'income from house property'.

If a person occupies more than one house property for her/his own
residential purposes, only one house is considered as self occupied,
according to her/ his own choice. The other house/s are deemed to be
let out and the gross annual value is determined on the basis of the
municipal valuation for such house property.

If a person occupies a house property for self occupation for part of
the year and lets it out for another part of the year, she/he will not
be eligible for the benefit of self occupation and the gross annual
value will be determined as if the house property is let out.

If a person has a residential house, comprising two or more dwelling
units, out of which one is self occupied and the others are let out,
the gross annual value is determined on the basis of fair rental value
for the dwelling units, which are let out. The gross annual value will
be nil for the dwelling unit, which is self occupied.

Net annual value

Net annual value is derived after deducting municipal taxes actually
paid from the gross annual value of the house property, which is let
out. In the case of self occupied property, there will be no deduction
towards municipal taxes.

Interest on housing loan

Interest on housing loan is allowed as a deduction from the net annual
value of the house property. The following major points in connection
with the allowance of interest on housing loan need to be considered:

~ Interest is allowable up to a maximum of Rs 1,50,000, provided the
loan is taken on or after 1st April 1999 for the purpose of
construction or acquisition of house property.

*
The 'smartest' home loan EMI solution

~ Interest is allowable up to a maximum of Rs 30,000 only, if the loan
is taken before 1st April 1999 or if the loan is taken for the purpose
of reconstruction, repairs or renewals of a house property is taken
before or after the cut off date, ie, 1st April 1999.

~ Interest is allowed as an expenditure on accrual basis, ie, if such
interest becomes due but is not paid during the year.

~ Interest is allowed as expenditure even if the property is self
occupied and there is no gross annual value.

~ Interest is allowed as expenditure only if the house property is
acquired or constructed within 3 years from the end of the financial
year, in which the loan was taken.

~ The person extending the loan shall issue a certificate to the
borrower about interest payable during the financial year.

~ Interest payable during pre-construction period will be allowed in
five equal annual installments, commencing from the financial year, in
which the house is acquired or constructed.

~ Interest on unpaid interest is not allowed as a deduction.

~ Interest is allowed even if there is charge on the house property.

Standard deduction

In the case of properties which are let out, there will be a standard
deduction @ 30 per cent of net annual value, irrespective of any
expenditure incurred towards the house property. In the case of self
occupied property, there will be no standard deduction.

Loss from house property

There may be a loss from house property, after allowing the deductions
towards municipal taxes, standard deduction and interest on housing
loan.

*
Home loan terms you must KNOW

This loss from house property can be set off against income from other
heads of income, such as income from salaries, business or profession,
capital gains and other sources.

If the loss from house property cannot be fully set off against income
from other heads of income, it can be carried forward and set off
against income from house property in the subsequent years. This can
be carried forward up to a maximum of 8 assessment years.

Thus, if there is a loss of say, Rs 1 lakh from house property, after
setting off against income from other heads, during the financial year
2006-07, it can be set off against income from house property up to
the financial year 2014-15.

Installments paid on housing loans

Installments paid on housing loans are allowable as a deduction u/s
80C on par with other deductions allowed u/s 80C. Thus the maximum
limit of deduction u/s 80C along with other deductions u/s 80C, 80CCC
and 80CCD is Rs 1 lakh.

The installments may be towards the amount due under any self
financing or other scheme of any development authority, housing board.
The housing loan may be taken from the housing finance institutions,
banks or even the employer, where such employer is a public
company/public sector company/university/co-operative society.

The installments actually paid during the financial year only will be
allowed as deduction unlike the interest on housing loans, which is
allowed on due basis.

Some important hints for tax planning

~ The house property shall be registered in the name of the person,
who intends to claim deduction towards interest and installment.

~ In the case of working couples having substantial taxable incomes,
it may be worthwhile to register the housing property in the joint
names and take separate housing loans to claim deduction of interest
and installments.

~ If possible, the EMIs may be planned in such a way that the payments
towards principal part of the loan do not exceed the limits available
u/s 80C.

Express Highway to Hyderabad Airport. THE BIG LIE EXPOSED

2008-03-10T03:58:00.001-07:00

You have read in News Papers, the Govt and HUDA claiming that the
Express Highway will be completed before end 2008 so that traffic will
"flow" from Airport to Guchibowli! "Just a few months delay; that is
all!" Do not get taken for a ROYAL RIDE! Read through the Report and
be updated about the TRUTH ON THE GROUND.

Our team tried to carry out an "expedition" today (04.03.2008) from
Guchibowli to Shamshabad, along the route of the Express Highway which
according to the Govt. will be ready, in a few Months. In June 2007,
we had to call-off trip, after Himaayat Sagar, at the Large Hillock.
And we are sure our readers will not be surprised to know that after
almost a year, we had to cancel the expedition again! Its impossible
to cut through the place, even by walk.

The Express Highway is now an incredible mess. Excavation, blasting
and clearance of debris of mammoth scale is pending in large
stretches. Between Rajendra Nagar and Himayat Sagar, gigantic
structures have to be erected to carry the road from ground level up
to the Hills and through that.

Except a few gutters, all bridges/changeovers/ junctions etc are in
very basic state of work. Most have not even seen excavation, yet.

Load-bearing embankments have to be built all along. Several Kms will
be of at least 30 to 40 feet high! Such retaining structures itself,
will take years to build. And work can start only when excavation is
completed. Future looks depressing.

Mr. Piyush Kumar had blamed, in the media, AP Police Academy and
Muralee Mohan for delay. But if we take a look at the condition today,
work progress at APPA, Puppalaguda etc are far ahead, compared to
areas where land was always available. The inefficient director has
been throwing wool over people's eyes, for too long! Its nice to see
that he is relieved of work, on 28th February.

EXCLUSIVE VENTURES VERDICT:

The Expressway from Guchibowli to Airport with just 50% width of road,
will be available for traffic ONLY after 3 to 4 years. DO NOT EVEN
DREAM to travel till 2011!

The work progress is a telling example of a non performing Govt. This
project now has almost gone to dogs.

It will take a very efficient Government years, to put this project,
back on track.

Our Expectation:

* Ready for use by Commuters (with 50% road width) - 2011 or Later
(Let the Govt. prove otherwise!)
* Project Percentage Completion as of March 2008 - ONLY 20%
* To achieve partial completion by 2011, we need a doer! Someone
like Mr. E Sreedharan, the Man who built Delhi Metro and Konkan Rail.
Defenitely not Piyush Kumar!

WE HAVE NOTHING MORE TO ADD, EXCEPT COPY THE COMMENT MADE BY US IN
JUNE 20007 REPORT AND REITERATE THAT THE TARGET FOR COMPLETION, NOW
STANDS AT 2011!

QUOTE FROM JUNE 2007 REPORT

"We found that with just few months away to 2008 March, even
construction team can not travel from APPA to Shamshabad!!. (This is a
10KM stretch and the workers or engineers can not move from one end,
to the other. That summs up the situation!) Miles of hillocks are yet
to be cut and there is no ACCESS, at all! We were able to move from
Guchibowli upto APPA and then for another 2 Km, by bike, through the
mud tracks used by trucks. That is all. It gets stuck there with a
huge virgin hill, looking down and making a pass! We rock climbed and
reached the top. What we saw was heart breaking! Unending rough
terrain, yet to be touched."

"Road building can never be done overnight. It's a very lengthy
process. The road width has to be excavated deep and all soil removed.
It has to be replaced with red earth, layer by layer. Each layer has
to be rolled and cured. The surface preparation with broken granite
also happens layer by layer. There is no short cut at all. Let alone
flyovers, culverts, underpasses, even plain road will not be seen in
several stretches, by 2008 March."

*Read these at exclventures*

Real estate prices in Hyderabad cooling off

2008-03-07T04:05:00.001-08:00

IT'S VERY TRUE THAT PRICE IS NOT GOING UP
300% HIKE WAS NOT NATURAL SO THERE SHOULD BE SOME PRICE CORRECTION

PEOPLE CAN'T AFFORD A FLAT AT 1 CRORE. THEY WILL TRY TO LOOK FOR HOUSE
IN OTHER CITIES

IT'S NOT LIKE THIS THAT YOU NEED TO LIVE IN HYD. YOU CAN LIVE IN OTHER
CITIES ALSO.

Now Read the article ....

Real estate prices in Hyderabad cooling off

Higher interest rates, input costs slow growth

Growing demand

Sector shows promise to grow as players get funds for bigger projects

Demand for villas, townships, gated communities expected to grow

Shortage of skilled plumbers, masons, electricians a big challenge

K.V. Kurmanath

Hyderabad, March 5 After a dream run of three years, it is time for
the real estate prices in Hyderabad to mellow down. Prices, which shot
up by up to 300 per cent in most areas, have started cooling off,
witnessing very low growth rates or stagnation.

Several factors have contributed to this. While higher interest rates
discouraged individual buyers as cost of flats went up by 50 per cent
just on this count, steep rise in input costs and stricter rules
shooed away the mid-level builders from the scene. This has led to a
freeze on construction activity for some time.

Despite these negative factors, the sector shows promise to grow as
players with muscle get funds for bigger projects like townships and
gated communities. Rajiv Gandhi International Airport, which is going
to be commissioned on March 16, and over 40 SEZs coming up in and
around the twin cities too would act as trigger for real-estate growth
in the next few years.

"Despite the hiccups in the short-term, there is going to be a time
both for the development and construction segments," Mr Y. Kiron,
Chief Executive Officer of Suchir India real-estate developers, told
Business Line.
Niche products

He felt that demand for niche products such as villas, townships and
gated communities would grow.

"At Rs 3,500-4,000 per square feet, a comfortable flat would cost
about Rs 90 lakh, excluding taxes and budget for extra fittings. This
could prompt people to go in for a villa, which gives them the feeling
of owning a home," he reasons.

Mr Sudhir Reddy, Chairman and Managing Director of infrastructure
major IVRCL, said there would always be demand for certain locations.

The biggest challenge, however, is providing an enabling environment
to support the new projects that plan to develop millions of square
feet, including in some high-rise buildings. "Do we have enough number
of skilled plumbers, masons, electricians," Mr Kiron asked.

"While interest rates on housing loans have eased a bit, large
builders from Hyderabad and across India are launching mega projects
across Hyderabad. However, prices are not likely to go up
significantly as supply is more," Mr Marutish Varanasi, Director of
VRNET Consulting, said.

Mr S.N. Reddy, President of Builders Association of Andhra Pradesh,
said there was lull as transactions came to a standstill in several
areas.
Property lock-ups

Stating that the boom was artificial and that the prices skyrocketed
unreasonably, he said the irrational rise in prices resulted in
default of land deals. "Notional hikes in prices have resulted in
lock-up of properties, with people deciding to keep their properties
in hope of better realisations," he said.

Mr G. Yoganand, Managing Director of Manjeera Constructions, pointed
out that it had become prohibitive for buyers.

"EMI per lakh has gone up to Rs 1,100 from Rs 700-725 a few years ago.
As a result, the repayment burden has gone up by 50 per cent upfront.
Besides, costs of cement and steel have gone up significantly, making
it impossible for buyers," he said.

Extraneous factors such as NRIs losing confidence in investments in
the US and continued encouragement to IT and other sunrise sectors
would drive growth, he added.

From http://www.thehindubusinessline.com/

Tax liabilities pre-Budget and post-Budget

2008-03-02T21:50:00.001-08:00

Every body would be gaining out of the budget

25% Price Correction in Hyderabad Real Estate 2008

2008-02-26T03:02:00.001-08:00

Today we spoke to a consultant in Hyderabad. Few suggestion from the expert

1. 25% price correction is must in Hyderabad
2. You can buy a appt in Hyderabad if you are planning to live there
but not for investment purpose
3. Builders are selling appt under the table at a lower price. As they
bought land at a lower price so they can give you as much as 40%
discount
4. There would be price correction on land also
5. The market will be like this till 2010 after that it can start picking up

Think about these...

Techies may tighten purse strings over US slowdown concerns

2008-02-25T20:29:00.001-08:00

Real estate market will feel the heat...

MUMBAI: As he winds up a chat session with friends at the local pub
on the weekend, 24-year-old software professional Vijay Shankar
emerges poorer by Rs 2,000 just this week. Youngsters like him have
seen their careers and pay packets skyrocket in recent years and have
amply fed the consumer-driven economic boom.

This year, however, they may just be going slow. Concerns over fall in
demand in the world's largest technology market, the US, have forced
Indian outsourcing companies to save every cent possible, even if it
means cutting variable pay to employees and hiring less robustly than
before. Therefore, the consumer class represented by the two million
outsourcing workers in the country say they are whittling down their
expectations and spending plans accordingly.

Vijay Shankar (name changed) has seen his employer, TCS, reducing the
variable component of his salary for a quarter, and smaller companies
following suit. This has left him feeling his Rs 2,000 entertainment
purse is perhaps too lavish. "I do not expect to continue spending
such high amounts for long. The company just cut our variable pay by
1.5% and I expect that the salary structures are in for a change in
the coming six to eight months. Even new job offers are not offering
as much salary increases as there were two to three years ago," he
says.

FROM ET

Is it right time to buy a plot/house in hyderabad?

2008-02-22T05:04:00.001-08:00

Is it right time to buy a plot/house in hyderabad

Iam searching for a good plot or independent house in
Hyderabad(Kukatpally to patan cheru) areas. All rates are touching
skies.

I went to Nallagadla/TellaPur areas also. Agents are quoting
16000-25000 per square yard.

Few are telling me to wait for some more time as the hype will go off
from market. Iam really confused here.

Do you think, it is wise to buy some plot/house at this time.
((Iam looking for living purpose not as a INVESTMENT))

Can you pls suggest me few residential areas where I can go and search
for ready-to-construct plot OR ready-to-live houses. Iam not looking
for Flats.

Thanks and Regards,
Laxman.

This is the situation in Hyderabad. If you think that price will go up
to 5000/- per SFT then think who will buy a flat at 100 Lacs? He can
invest in any other city. Below 40 lacs you can buy a 3 BHK big house

Is it a Right time to buy a flat in Hyderabad?

2008-02-22T04:56:00.001-08:00

Is it a Right time to buy a flat in Hyderabad?

Is it a Right time to buy a flat in Hyderabad in a good locality?
Or are there any chances of the rates going low after some time?

If U live at hyderabad and think that u live there for 10-15years more it is ok, but for investment purpose better not in hyderabad.
Though it is very difficult and many issues comes in to picture if it is decided that telengana is seperated, but it is very hard too for telegana is not seperated.

If u buy for only investment purpose and would like to buy in andhra pradesh only u better buy a individual house at vizag. Irrespective whether telegana is seperated or not, Vizag is the fastest growing city in the WORLD.

From yahoo Answer

A Parent's Guide to Internet Safety

2008-02-21T03:16:00.001-08:00

read this at
http://www.fbi.gov/publications/pguide/pguidee.htm

This can help parents in India also.

============================

Dear Parent:

Our children are our Nation's most valuable asset. They represent
the bright future of our country and hold our hopes for a better
Nation. Our children are also the most vulnerable members of society.
Protecting our children against the fear of crime and from becoming
victims of crime must be a national priority.

Unfortunately the same advances in computer and telecommunication
technology that allow our children to reach out to new sources of
knowledge and cultural experiences are also leaving them vulnerable to
exploitation and harm by computer-sex offenders.

I hope that this pamphlet helps you to begin to understand the
complexities of on-line child exploitation. For further information,
please contact your local FBI office or the National Center for
Missing and Exploited Children at 1-800-843-5678.

Louis J. Freeh, Former Director
Federal Bureau of Investigation

Line

On-line Caution - Browsers and Search EnginesIntroduction

While on-line computer exploration opens a world of possibilities
for children, expanding their horizons and exposing them to different
cultures and ways of life, they can be exposed to dangers as they hit
the road exploring the information highway. There are individuals who
attempt to sexually exploit children through the use of on-line
services and the Internet. Some of these individuals gradually seduce
their targets through the use of attention, affection, kindness, and
even gifts. These individuals are often willing to devote considerable
amounts of time, money, and energy in this process. They listen to and
empathize with the problems of children. They will be aware of the
latest music, hobbies, and interests of children. These individuals
attempt to gradually lower children's inhibitions by slowly
introducing sexual context and content into their conversations.

There are other individuals, however, who immediately engage in
sexually explicit conversation with children. Some offenders primarily
collect and trade child-pornographic images, while others seek
face-to-face meetings with children via on-line contacts. It is
important for parents to understand that children can be indirectly
victimized through conversation, i.e. "chat," as well as the transfer
of sexually explicit information and material. Computer-sex offenders
may also be evaluating children they come in contact with on-line for
future face-to-face contact and direct victimization. Parents and
children should remember that a computer-sex offender can be any age
or sex the person does not have to fit the caricature of a dirty,
unkempt, older man wearing a raincoat to be someone who could harm a
child.

Children, especially adolescents, are sometimes interested in and
curious about sexuality and sexually explicit material. They may be
moving away from the total control of parents and seeking to establish
new relationships outside their family. Because they may be curious,
children/adolescents sometimes use their on-line access to actively
seek out such materials and individuals. Sex offenders targeting
children will use and exploit these characteristics and needs. Some
adolescent children may also be attracted to and lured by on-line
offenders closer to their age who, although not technically child
molesters, may be dangerous. Nevertheless, they have been seduced and
manipulated by a clever offender and do not fully understand or
recognize the potential danger of these contacts.

This guide was prepared from actual investigations involving child
victims, as well as investigations where law enforcement officers
posed as children. Further information on protecting your child
on-line may be found in the National Center for Missing and Exploited
Children's Child Safety on the Information Highway and Teen Safety on
the Information Highway pamphlets.

What Are Signs That Your Child Might Be At Risk On-line?

Your child spends large amounts of time on-line, especially at night.

Most children that fall victim to computer-sex offenders spend
large amounts of time on-line, particularly in chat rooms. They may go
on-line after dinner and on the weekends. They may be latchkey kids
whose parents have told them to stay at home after school. They go
on-line to chat with friends, make new friends, pass time, and
sometimes look for sexually explicit information. While much of the
knowledge and experience gained may be valuable, parents should
consider monitoring the amount of time spent on-line.

Children on-line are at the greatest risk during the evening
hours. While offenders are on-line around the clock, most work during
the day and spend their evenings on-line trying to locate and lure
children or seeking pornography.

You find pornography on your child's computer.

Pornography is often used in the sexual victimization of children.
Sex offenders often supply their potential victims with pornography as
a means of opening sexual discussions and for seduction. Child
pornography may be used to show the child victim that sex between
children and adults is "normal." Parents should be conscious of the
fact that a child may hide the pornographic files on diskettes from
them. This may be especially true if the computer is used by other
family members.

Your child receives phone calls from men you don't know or is
making calls, sometimes long distance, to numbers you don't
recognize.Drawing - Telephone

While talking to a child victim on-line is a thrill for a
computer-sex offender, it can be very cumbersome. Most want to talk to
the children on the telephone. They often engage in "phone sex" with
the children and often seek to set up an actual meeting for real sex.

While a child may be hesitant to give out his/her home phone
number, the computer-sex offenders will give out theirs. With Caller
ID, they can readily find out the child's phone number. Some
computer-sex offenders have even obtained toll-free 800 numbers, so
that their potential victims can call them without their parents
finding out. Others will tell the child to call collect. Both of these
methods result in the computer-sex offender being able to find out the
child's phone number.

Your child receives mail, gifts, or packages from someone you don't know.

As part of the seduction process, it is common for offenders to
send letters, photographs, and all manner of gifts to their potential
victims. Computer-sex offenders have even sent plane tickets in order
for the child to travel across the country to meet them.

Your child turns the computer monitor off or quickly changes the
screen on the monitor when you come into the room.

A child looking at pornographic images or having sexually explicit
conversations does not want you to see it on the screen.

Your child becomes withdrawn from the family.

Computer-sex offenders will work very hard at driving a wedge
between a child and their family or at exploiting their relationship.
They will accentuate any minor problems at home that the child might
have. Children may also become withdrawn after sexual victimization.

Your child is using an on-line account belonging to someone else.

Even if you don't subscribe to an on-line service or Internet
service, your child may meet an offender while on-line at a friend's
house or the library. Most computers come preloaded with on-line
and/or Internet software. Computer-sex offenders will sometimes
provide potential victims with a computer account for communications
with them.

What Should You Do If You Suspect Your Child Is Communicating With
A Sexual Predator On-line?

* Consider talking openly with your child about your
suspicions. Tell them about the dangers of computer-sex offenders.
* Review what is on your child's computer. If you don't know
how, ask a friend, coworker, relative, or other knowledgeable person.
Pornography or any kind of sexual communication can be a warning sign.
* Use the Caller ID service to determine who is calling your
child. Most telephone companies that offer Caller ID also offer a
service that allows you to block your number from appearing on someone
else's Caller ID. Telephone companies also offer an additional service
feature that rejects incoming calls that you block. This rejection
feature prevents computer-sex offenders or anyone else from calling
your home anonymously.
* Devices can be purchased that show telephone numbers that
have been dialed from your home phone. Additionally, the last number
called from your home phone can be retrieved provided that the
telephone is equipped with a redial feature. You will also need a
telephone pager to complete this retrieval.
* This is done using a numeric-display pager and another phone
that is on the same line as the first phone with the redial feature.
Using the two phones and the pager, a call is placed from the second
phone to the pager. When the paging terminal beeps for you to enter a
telephone number, you press the redial button on the first (or
suspect) phone. The last number called from that phone will then be
displayed on the pager.
* Monitor your child's access to all types of live electronic
communications (i.e., chat rooms, instant messages, Internet Relay
Chat, etc.), and monitor your child's e-mail. Computer-sex offenders
almost always meet potential victims via chat rooms. After meeting a
child on-line, they will continue to communicate electronically often
via e-mail.

Should any of the following situations arise in your household,
via the Internet or on-line service, you should immediately contact
your local or state law enforcement agency, the FBI, and the National
Center for Missing and Exploited Children:

1. Your child or anyone in the household has received child pornography;
2. Your child has been sexually solicited by someone who knows
that your child is under 18 years of age;
3. Your child has received sexually explicit images from
someone that knows your child is under the age of 18.

If one of these scenarios occurs, keep the computer turned off in
order to preserve any evidence for future law enforcement use. Unless
directed to do so by the law enforcement agency, you should not
attempt to copy any of the images and/or text found on the computer.

What Can You Do To Minimize The Chances Of An On-line Exploiter
Victimizing Your Child?

* Communicate, and talk to your child about sexual
victimization and potential on-line danger.
* Spend time with your children on-line. Have them teach you
about their favorite on-line destinations.
* Keep the computer in a common room in the house, not in your
child's bedroom. It is much more difficult for a computer-sex offender
to communicate with a child when the computer screen is visible to a
parent or another member of the household.
* Utilize parental controls provided by your service provider
and/or blocking software. While electronic chat can be a great place
for children to make new friends and discuss various topics of
interest, it is also prowled by computer-sex offenders. Use of chat
rooms, in particular, should be heavily monitored. While parents
should utilize these mechanisms, they should not totally rely on them.
* Always maintain access to your child's on-line account and
randomly check his/her e-mail. Be aware that your child could be
contacted through the U.S. Mail. Be up front with your child about
your access and reasons why.
* Teach your child the responsible use of the resources
on-line. There is much more to the on-line experience than chat rooms.
* Find out what computer safeguards are utilized by your
child's school, the public library, and at the homes of your child's
friends. These are all places, outside your normal supervision, where
your child could encounter an on-line predator.
* Understand, even if your child was a willing participant in
any form of sexual exploitation, that he/she is not at fault and is
the victim. The offender always bears the complete responsibility for
his or her actions.
* Instruct your children:
+ to never arrange a face-to-face meeting with
someone they met on- line;
+ to never upload (post) pictures of themselves
onto the Internet or on-line service to people they do not personally
know;
+ to never give out identifying information such
as their name, home address, school name, or telephone number;
+ to never download pictures from an unknown
source, as there is a good chance there could be sexually explicit
images;
+ to never respond to messages or bulletin board
postings that are suggestive, obscene, belligerent, or harassing;
+ that whatever they are told on-line may or may
not be true.

Frequently Asked Questions:

My child has received an e-mail advertising for a pornographic
website, what should I do?

Generally, advertising for an adult, pornographic website that is
sent to an e-mail address does not violate federal law or the current
laws of most states. In some states it may be a violation of law if
the sender knows the recipient is under the age of 18. Such
advertising can be reported to your service provider and, if known,
the service provider of the originator. It can also be reported to
your state and federal legislators, so they can be made aware of the
extent of the problem.

Is any service safer than the others?

Sex offenders have contacted children via most of the major
on-line services and the Internet. The most important factors in
keeping your child safe on-line are the utilization of appropriate
blocking software and/or parental controls, along with open, honest
discussions with your child, monitoring his/her on-line activity, and
following the tips in this pamphlet.

Should I just forbid my child from going on-line?

There are dangers in every part of our society. By educating your
children to these dangers and taking appropriate steps to protect
them, they can benefit from the wealth of information now available
on-line.

Helpful Definitions:

Internet - An immense, global network that connects computers via
telephone lines and/or fiber networks to storehouses of electronic
information. With only a computer, a modem, a telephone line and a
service provider, people from all over the world can communicate and
share information with little more than a few keystrokes.

Bulletin Board Systems (BBSs) - Electronic networks of computers that
are connected by a central computer setup and operated by a system
administrator or operator and are distinguishable from the Internet by
their "dial-up" accessibility. BBS users link their individual
computers to the central BBS computer by a modem which allows them to
post messages, read messages left by others, trade information, or
hold direct conversations. Access to a BBS can, and often is,
privileged and limited to those users who have access privileges
granted by the systems operator.

Commercial On-line Service (COS) - Examples of COSs are America
Online, Prodigy, CompuServe and Microsoft Network, which provide
access to their service for a fee. COSs generally offer limited access
to the Internet as part of their total service package.

Internet Service Provider (ISP) - Examples of ISPs are Erols,
Concentric and Netcom. These services offer direct, full access to the
Internet at a flat, monthly rate and often provide electronic-mail
service for their customers. ISPs often provide space on their servers
for their customers to maintain World Wide Web (WWW) sites. Not all
ISPs are commercial enterprises. Educational, governmental and
nonprofit organizations also provide Internet access to their members.

Public Chat Rooms - Created, maintained, listed and monitored by the
COS and other public domain systems such as Internet Relay Chat. A
number of customers can be in the public chat rooms at any given time,
which are monitored for illegal activity and even appropriate language
by systems operators (SYSOP). Some public chat rooms are monitored
more frequently than others, depending on the COS and the type of chat
room. Violators can be reported to the administrators of the system
(at America On-line they are referred to as terms of service [TOS])
which can revoke user privileges. The public chat rooms usually cover
a broad range of topics such as entertainment, sports, game rooms,
children only, etc.

Electronic Mail (E-Mail) - A function of BBSs, COSs and ISPs which
provides for the transmission of messages and files between computers
over a communications network similar to mailing a letter via the
postal service. E-mail is stored on a server, where it will remain
until the addressee retrieves it. Anonymity can be maintained by the
sender by predetermining what the receiver will see as the "from"
address. Another way to conceal one's identity is to use an "anonymous
remailer," which is a service that allows the user to send an e-mail
message repackaged under the remailer's own header, stripping off the
originator's name completely.

Chat - Real-time text conversation between users in a chat room with
no expectation of privacy. All chat conversation is accessible by all
individuals in the chat room while the conversation is taking place.

Instant Messages - Private, real-time text conversation between two
users in a chat room.

Internet Relay Chat (IRC) - Real-time text conversation similar to
public and/or private chat rooms on COS.

Usenet (Newsgroups) - Like a giant, cork bulletin board where users
post messages and information. Each posting is like an open letter and
is capable of having attachments, such as graphic image files (GIFs).
Anyone accessing the newsgroup can read the postings, take copies of
posted items, or post responses. Each newsgroup can hold thousands of
postings. Currently, there are over 29,000 public newsgroups and that
number is growing daily. Newsgroups are both public and/or private.
There is no listing of private newsgroups. A user of private
newsgroups has to be invited into the newsgroup and be provided with
the newsgroup's address.

Double taxation in India. Why again VAT, Service Tax, Additional surcharge?

2008-02-15T03:21:00.001-08:00

Are you an employee? Do you have any control over the tax you pay to Govt?

It look like Govt should be happy when we get a hike in our salary,
because most of the amount goes in tax. We pay income tax. After
income tax again we pay VAT, Service Tax, other XYZ taxes. Why?

In India there are lots of people who doesn't even pay 10% tax and our
Govt just put more and more pressure on a salaried employee. What do
you think?
Let's shout otherwise FM can't hear us.

Hyderabad, Indu fortune field at hi tech city at < Rs.3600/- per SFT

2008-02-15T01:57:00.001-08:00

Today I was discussing flat prices in Hyderabad with one of my friend
work in hi tech city area. he has got a offer from Indu fortune field
for a 2BHK flat at Rs.3600/- per SFT. In the market people know the
price is around Rs.4000/- per SFT

This is the reality. Now we can feel the heat of telengana issue.
People, if you planning to buy flat at Hyderabad then please wait few
more months. The unrealistic price will become realistic soon.

The Telangana Factor, Effects on Hyderabad real estate market 2008

2008-02-14T23:47:00.001-08:00

There is a popular that forming telangana will reduce the development
in Hyderabad but I would differ from this and say that smaller states
are better for development and already the development in progress in
Hyderabad cannot be stopped real estate majors have started
development of huge projects in Hyderabad, and still they are on an
acquisition spree only in Hyderabad, a smaller state is easier for
them to convince the government into giving them more sops!!

Hyderabad real estate pounced like a tiger in the past 2 years
apartment prices shot up by 300% in certain areas, People who bought
early and developers made merry!, but then as the old saying goes you
should make hay while the sun shines.

300% in 2 years? Does that ring alarm bells' well land prices in
Hyderabad actually shot up
by around 1000% in the out skirts to a high around 9 months back.

Owing to heavy pressure on liquidity and lack of direction to the
market, the Hyderabad real estate market softened a little 9 months
back but apartment prices remain steady.

But the situation today is much different compared to what was couple
of months back owing to the lack of political direction towards
separation of the state and the regular meetings and rallies in
support of telangana raised an alarm in the minds of real estate
investors. Net effect land prices in the outskirts of Hyderabad
started softening.

Prices of undeveloped land near the srisailam highway which had
touched peaks of 1Crore per acre are have dropped to 50 Lakhs an acre.

But will separating the state and forming smaller states lead to drop
in the real estate prices?

Telangana integrally comprises of Hyderabad and Ranga Reddy Districts
which are the economically developed areas, rest tier two cities
include Mahboob nagar, Warangal, Khammam. But revenues for telangana
would only be from Hyderabad. Now to analyse, lets think Hyderabad
which recently has been converted in Greater Hyderabad adding many
areas from R.R.District is proposed to be given to telangana, would a
business established in Hyderabad by non Telangana people leave their
assets and companies and shift to their native area? And why should
one shift?? Is it a different country that is being formed?

In all probabilities my view is Telanagana would be announced before
this elections and Hyderabad would be retained as an union territory
making it the combined capital of the split states.

If you are investor keep your money ready as prices would drop further
and you can strike real good deals!!

And to find the best deals on real estate and unbiased uptodate
information login to www.fabacres.com

The author of the article Mayur Mullaguri is a seasoned real estate
investor who has been investing the Indian real estate market for long
and runs a construction company and real estate portals.
More at http://www.pr-inside.com/the-telangana-factor-effects-on-hyderabad-r428537.htm

Hyderabad Lanco Hills. Feedback Review What People Say?

2008-02-14T02:22:00.001-08:00

zafar
This is absulutely fantastic project we will orally full support you
lanco hills, They r very professional and leader of construction
field. The hyderabad project dream of us, thank -you verymuch lanco
hills. We really appreciate you for a desighn very good towers and
buildings. We hope you will defenetly successful of this project.
thanking you,
zafar.

Sandeep
Though I am very excited about this development, is LANCO so big into
Development to pull off such a huge venture on their own? I am
currently in the US, can any update me about the buzz in Hyd regarding
this?

Hydrabadi
Why did Gov gave Lanco Such a Huge Project…!
With out considering the City Roads and population.
I think Gov should raise a project for Roads, highways, subway. high
speed trains.
then they can consider these sort of things.!

Choudari Kommineni
I am a frequent visitor to Hyderabad. I was born and lived in Andhra
Pradesh for 24 years. I am totally disgusted with the traffic problems
the city has. The infrastructure is rather rudimentary. seldom traffic
rules are observed or enforced. I wonder if the people who approve
such mega projects ever think of the multitude of problems these
projects bring in. I think that this type of development reminds me of
the US invasion of IRAQ and the subsequent head aches the Bush
administration and the magnanimous people of US are facing now. Proper
planning and execution of development is mandatory . I doubt that such
a thing is happening with these projects. I am sorry that I have to be
so cynical about things in Andhra Pradesh.
Choudari Kommineni, M.D., Ph.D.
West Virginia, USA

Sandeep
I totally agree… whold you really be happy to walk into a plush 100
storey building if it take an hour and half of dirty jammed ride?? I
like the approach here in the US, they first ensure there is road and
Rapid transport connectivity before building such huge fancy
structures…..
Unfortunate its vice versa there….

komal
that was really a dream coming true because we never except this
growth like newyork,now i think hyd is going to shape into a
manhatten.
my home is infront of the lanco hills manager in jubliee hills .

Anitha
Do we have sufficient water and power resources in hyderabad besides roads

Ajnabi
How about crime rate. I am sure it will increase. Already the crime
rate in cyberabad is more than hyderabad. Now with this new township
there will lot of threat from terrorists, naxals and local gangsters.
Did Lanco or government thought about this?

bharath
i am excited but where is the connectivity and other aspects of
environment things been considered

danny
this is with refrence about the new mega projects coming up in
hyderabad,and i think this is what hyderabad really deserves and
more.well,This is for one ajnabi who wrote about naxal,local
gangster,terrorists,and thefts…well ajnabi ppl like ur mindset can
only think like this,u r used to live in little places and with
fear,so u dont bother about even thinking of such projects,wat is to
happen will happen,but such projects like lanco hills,and onother
project anil ambanis will really bring hyderabad in real shape and its
going to make india proud.thanx for what u guys r trying to do and all
the best

muzaffar

syed muzaffar
i am very very very excited with this developments my dreamz comes
true i am really appreciate you for this upcoming beautiful cities
like new york i proud of my hyderabad is best in the world
but before you make this gold and daimond city please i advise you
stop the crimes and corruption and make clean and green city and
please develop old city so every one can proud for hyd
thx lanco
thx andhra pradesh govt.

andy
now i hear that this project in stuck in land controversy. all land
developers in hyd face this problem from these sources:
wakf board
nizam land
commies
poor and jobless
and variious other corrupt unmentionables
HYD WILL NEVER GET GOOD PROJECTS OFF THE GROUND. TAKE MY WORD FOR IT.
THE PEOPLE DO NOT DESERVE THEM BECAUSE THEY ELECT IN COMPETENT
GOVERNMENT.

hamed
i am very happy after hearing the mega projects from lanco,
development credits goes to the past and present ruling govt for there
positive approach towards happening city, there are many comments
about this happening, brothers visit hyderabad after inaugration of
airport, you will feel proud to see hyderabad and new development of
greater hyderabad is absolutely great i have been to hyderabad
recently iwas shocked .

Mohammed Azmathullah
I am very much happy to to see & here that lanco hill brought the
developement in hyderabad city as mega projects & high rise buildings
near to the new upcoming air port.
i wish all the sucess to u to bring up ur dream in reality,
thanks
Mohammed Azmathullah
Doha

kavith
Nice to hear that hyderabad is going to be tower city, but before that
they have to workout on reglular needs like water problem and
electricity and jobless people and they have to cleanup crimes and
corruption from the root.

Keith
Glad to see such an amazing project is happening. Can anyone kindly
provide further information about this development? Such as schedule,
contractors, designer etc?
Thanks in advanced and wish this development a great success!!

sanjeeva Reddy V
Hai, this is sanjeeva reddy,
I was amazed that i saw the Lancohills proposrd elevations . I lived
three years in Dubai as a Civil Engr. Lanco hils elevation is great
that dubai is not even compared to this really. its a great
oppertunity for indians.

jani
hyd is one of the cultural city and now it is also becoming commercial
now hyd is better than dubai

Read more at
indianskyscraperblog.wordpress.com/2007/07/13/lanco-hills-hyderabad-hyderabads-first-supertall-worlds-largest-residential-tower/

Andhra Pradesh, Hyderabad, Separation of State. Impact of Telangana Heat

2008-02-13T23:55:00.000-08:00

S Pahani, Hyderabad: If I remember properly, one of the main reason for asking a separate Telangana was the farmer not getting his due of water ..... I have recently been to a few towns and was surprised to find canals of water already done as promised by this Govt. Born in Hyderabad, I do not wish to see such a big state with huge potential being split three ways .... I guess if the farmer is happy, all will be well. My point however is, every state capital has the nearest big town/city (on all side) developing rapidly, except Hyderabad. They are taking away all major projects to Vizag etc., Even if Telangana does happen, I think we have the potential and the will to succeed!

Prashanth, Hyderabad: Hyderabad is geographically,historically, politically in telangana. Mumbai is developed by gujaratis,sindhis,parsis,marwadis,punjabis etc from the begining. Even today most 30% are gujaratis. Does that mean mumbai should be capital of gujarat?. Mumbai is still capital of Maharastra though most money comes from outsiders and more cosmopolitian. Logic of investment from settlers to claim as it capital is foolish. Chandigarh was new city developed after independence and is geograpically in between punjab and haryana. So it was made union territory. If Mumbai is not union territory, why are people asking for hyderabad?

Swati, Boston: I have gone thru all the comments posted in this site. most of the ppl saying that Telengana won't come, Telengana is politicians' game, Telengana has good developments in terms of IT, no need of seperate state, don't want state to split into 3 pieces..etc,etc. I would like to say few things to my fellow readers about FACTS of Telengana. India became independent from the British Empire in 1947.

The Muslim Nizam of Hyderabad wanted to retain his independence from India, but his state of Hyderabad was forced to become part of India in 1948 as the Hyderabad State. When India became independent, the Telugu-speaking people (although Urdu is spoken in some parts of Hyderabad, Andhra Pradesh, Hyderabad and in few other districts of Telangana) were distributed in about 22 districts, 9 of them in the Nizam's Dominions Hyderabad state and 12 in the Madras Presidency and one in French-controlled Yanam India.

Andhra State (NOT ANDHRA PRADESH) was the first state in India that has been formed on a purely linguistic basis by carving it out from Madras Province in 1953. Andhra State was later merged with Telugu speaking area of Hyderabad (Telangana) to create Andhra Pradesh state in 1956. In 1954, Yanam was liberated and it was merged with Pondicherry in 1963.

This is the issue. People are talking something which is not related and do not have knowledge on the topic. It seems that they are not able to digest the fact that Telengana is going to form. I request all my fellow readers to gather some valid information about telengana. I am suprisingly from Vijayawada (Andhra).

P Bajaj, Hyderabad: Telengana State will definitely form before 2009 Union elections. I do not want to dig all the story behind "Para 382 of States Reorganization Commission Report (SRC)". But Congress senior leaders and other party leaders belong to Telengana region are very serious in getting the separate state. REAL ESTATE will BADLY effect in Telengana region because people will not be this much comfortable in their business and in their assets. As we know already real estate is booming in Vijaywada and vizag, because andhra leaders are in strong belief that state separation is going to happen in the near future.

RK Varma, Hyderabad: Telangana will happen before the next elections. Telangana state will be more investor friendly and will not drive away the people from other regions. There are a lot of smart and educated politicians in that state like Devender Goud, Madhuyashki and these people will not spare any effort to make Telangana more prosperous than before. Real Estate will be badly effected only if TRS comes to power and tries to follow vindictive politics.

GP, Brighton-UK: Most educated people in Telangana know that 'separate state' movement is just a political drama. Unfortunately, majority of the telangana voters will be influenced but I still choose to believe that TRS will not stand to gain in the coming elections and will fall flat on its face. As some one rightly said, Hyderabad, as a city has grown & will continue to grow and no political party will be willing to let it go. At best it will become a UT. -- Native of Nizamabad

D Prasad Raju, Hyderabad:First we have to examine the need of seperate Telagana State.I strongly believe that it is a politicised issue created by the leaders who fail to get their want of post/position in the current political parties. Somebody claims that Telengana is required with the slogan ATMABHIMANAM'. What about the Telangana districts which are included in Maharahsta and Karnataka at the time of States division on the basis of language. Whether the persons demanding Seperate Telengana ar date enough to demand for those districts to be seperated from respective states of Karnataka and Maharastra.

If they ask on the basis of development and on the basis of Andhra leaders step-mother treatement, what telegana MLA's and MP were doing all these years. Moreover AP was led by two or more Telengana CMs. Why they could not do any thing to Telengana. So there is utter nonsense if somebody demands Seperate Telengana on the basis of the above two reasons and the other reason is, till AP seperated all Andhra People done much to Chennai in terms of settlement, investment, employment etc. Then Karnool made AP's Capital. People started to accept it. Third time AP,s capital shifted to Hyderabad.

Since more than 50 years entire AP people done every thing to make what you are looking like Present Hyderabad. How many times AP people have to move from one plance to another plance and start building a new capital. This is not fair and not acceptable. Hyderabad is the capital of all Andhra People and should be the capital for both states it at all Telengana state to be seperated. Till today in the history of India any state seperated from the present state has seperated and have their own capital newly identified.

Since Hyderabad geographycally comes under Telengana area and all the lakhs of repees invested in and around Hyderabad by entire AP people, Hyderabad should be capital for present state and future states also. Political parties and potiticians say many things for their own benifit. For example BJP sopporting seperate Telengana of late just because they so not have any chance of winning in coastal and Rayalaseema districts and they have some presence in Telengana only.

Srinivas Ravi, Hyderabad: People of this state would remember a stronger agitation was started by Chenna Reddy Long ago and it also died a slow death. Telangana Issue is being Snow Balled for meagre Election gains & Those who want to corner money. I stayed in Warangal and few other interior places in Telangana and let me tell you situation is far far better than many towns in Andhra.

BJP-is just trying to get some election gains. This time, BJP will not get even those couple of seats it was winning in the andhra region and in Hyderabad since general people voice is UNITED WE STAY DIVIDED WE FALL, as long as TDP Party is there no question of seperate Telangana. Congress has seen several such agitations in the past and a Seperate State would work if we have conditions which are totally justified. If KCR wants seperate Telangana ask him to first leave politics and achieve with other means.

What did TRS & KCR do with all the M.P Funds and MLA funds they got can't they develop with those funds can't they make the public more educated, can't they fight for development, can't they have better forums to highlight people daily problems first and then focus on macro issues. "First set your family & Surrondings well then try to set the Country".

Here is a person who came to know of telangana issue after being in politics for more than 2 decades and when something was not pinching you since 15 years how come you suddenly woke up and started chanting telangana movement? What did you do for the previous 15 years? Time is the best healer. Once general elections are over, all will keep quite and life will follow on. A.P has seen much powerful movements in 1970's. KCR will dissolve as time passes by.

J Srinivas, Hyderabad: Congress is very soon going to announce its policy that it welcomes creation of smaller states. This will give further impetus to the Telangana movement. Congress will try to garner votes using this policy stand...I THINK THIS IS GOING TO BE THE MOST LIKELY SCENARIO...division of State takes shape only after the next assembly elections...Congress may succeed from this policy in the next elctions in the T-Region. In the interrugnum, the lull in the real estate in Hyd will continue....

Bhawarlal Jain, Hyderabad: The smaller states of Utranchal,Jharkhand,Chatisgarh are the classic examples of success or failure of smaller states. The economy has grown in these states at the cost of law and order situation. If the state Governments are strong and stable the small states progress at a more rapid rate. But all said and done it is very difficult to get absolute majority for any political party. The pros and cons of seperation are evenly balanced. The decentralisation of power is always welcome, which is possible in smaller states.As far is Telangana is concerned Hyderabad is the key factor. Now ofter creation of Hyderabad Metroplitan Area (HYMA), the Hyderabad Metro itself is almost like a small state eg., Delhi, Goa or Pondicherry. Hence declaring the HYMA as a state or Union Territory will solve all the problems and the demand for bifurcation or trifurcation will automatically die down. Whether Hyderabad or Mumbai or Delhi or any other Metro in the present circumstances are now bound to grow because of the ingredients in built due to the rapid growth and development. Therefore the impact of their being in the big unified state or part of separate small state or independent UT will not affect in any manner the natural growth and prosperity of these cities..

Sunil K, US: What if I say, If BJP comes to power, BJP will pass the bill for Telangana State? Why do you assume that it won't? I do no see any good reasoning from your article in this regard. You are just assuming that BJP will pass the time like Congress. But BJP is not Congress.

Venkat, California: If TRS claims Hyderabad is an integral part of the Telangana, Why aren't they accepting all the development that happened and is happening in Hyderabad is also development of Telangana. Telangana is far more advanced than any other region in the state if we consider Hyderabad being part of Telangana. If TRS says that development of Hyderabad is not development of Telangana, they don't have any right to claim for Hyderabad. TRS just wants to focus only on some districts which are not developed. There are some pockets of the region in any state/district that is not developed. If seperation is the solution, then Andhra has to be broken into so many states where every district will end up in being a state. KCR has to know that some parts of Coastal Andhra & Rayalseema are also backward in development as some part of telangana. As every one in this world has one mother, we all have only one Telugu Talli and not as KCR claimed Telangana Talli, Coastal Andhra Talli & Rayalseema Talli

Dr.VV Rao, Pondicherry: God does not wish separation of AP as the latter involves evil motives. Telangana now is not a people's movement but a politicians' conniving gimmick. It wont see the light of the day.

Abraham S, Hyderabad: We appriciate the analysis of the present political scenario. Though the seperation of the state is inevitable according to TRS, majority of the Hyderabadis and the settlers are not in support for seperation. And how about making Hyderabad a seperate state by itself?

S Arif, Hyderabad: I think telangana should be separated so that resources can be utilised by the public effectively and easily. Everyone from different parts are moving to Hyderabad to find work and the citizens of hyderabd are jobless. So the government should take the step and seperate it into two states.

Raja Reddy, Hyderabad: My view- Telangana will not come soon, its not possible before 2015. Now its not useful for telangana people. Telangana supported parties are acting for seperate state their reason is backwardness in telanga bcoz of canal(water) problem but actual thing is their political stand(power). Every one knows about KCR. Truth is under canal area in telangana most of the people are from andhra olny. If telangana saparated then also same situation, no effect on business or hyd growth bcoz most of telugu people doing good in other states ex: bangalore

Durga Varada, Colorado: Its simple "United we win, Divided we fall". Political leaders cannot split the state as they wish. They should consider what state population wants. Ideally, they should conduct opinion polls and seek public voting. They want to split the state for their personal gains but not for any honest state development. If they really want to develop, let them take the example of Chandrababu Naidu or Narendra Modi of Gujarat and develop the state. Personally I don't think the Separation can happen earlier than 2015 or later.

Ram Manda, Milwaukee: I am from Mahabub Nagar. Currently living in US. As per my opinion there is no need of seperate state. All we need is development. There are different ways to develop a region, but not by dividing the state.

S Banafa, Riyadh: It is ironical that there is growing bickering for a separate state without clearly defined economic benefits justifying such a necessity. The champions of the cause have to substantiate their demand in terms of the economic benefits the separate state would entail which it is not able to realize under the present status. If we look at the west there is altogether different approach through enlargement of economic Union for real benefit of the people, contrary to selfish motives of some politicians, in our part of the world.

Satish I, Alexandria: It may separate but it totally depends on next comming AP elections.I mean if telegana party gets majority seats (more than congress and TDP), then chance are more because that time TDP and Congress comes to conclusion that they must give separate state.

Kiran, Washington DC: TRS or for that matter anyone else looking for a separate state, is NOT going to agree to division, without getting Hyderabad." Above statement sums it all. Hyderabad is issue of contention. It would NOT be easy for telangana leaders to pull it off against the heavy lobbying and industry opinion. Worst case I can see is more of Chandigarh style arrangement. (being a UT and sharing for Haryana and punjab)

Ujwal S, Chattanooga: I agree 100% on this. Also I personally feel all this leaders from all the parties are just thinking about the vote bank otherwise 1) why didn't KCR talk about Telangana until he lost his ministry in TDP govt. 2) Why didn't the senior cong leaders talk about Telangana when they were ministers. Mr MSR actually challenged KCR and led to waste of Public money by having a mid term poll 3) Mr Venkataswamy was union minister for several years and held several posts why didn't he talk about Telangana all these years 4) Mr Purushottam Reddy was talking about SRC and got signatures a few months back why the u turn now, just becoz he didnot get ministry? well this people should stop playing with peoples' emotions and focus on how they can help the region rather then think about a split at this time.

Bhaskar Reddy, Mehboobnagar: I am from telangana district. The jobless telangana politicians are only making this nonsense to get in power.

Venkat P, Boston: What is going to change by 2015? Do you think all the stake by all others would be taken back by that time? or what situations become different from current for the posibility in 2015.

Mohammed Q, Hyderabad: From the begining of this movement of seperate Telengana headed by TRS, I was having very serious doubts about the success of this movement. As you have rightly mentioned above, the stakes are very high for all the parties/persons concerned. In my opinion there will not be any partition of AP

K Viswanath, Hyderabad: Right from the beginning the TRS is playing political game only for their political survival. They know better that seperate telengana is not so easy to get, It requires consensens of the pepople. For that matter even most of the people from telengana are against seperate state. Only some gullible people are attracted by the political parties because they do not know the reality. I storngly believe that seperate state is not at all possible.

Ramesh MB, Hyderabad: I don't think Telangana is a possibility and I don't think breaking up a state to 3 different pieces can stir up the development. It would only add more buerocracy to the already existing situation and would only harm the long term interest of Telangana. I honestly think Telangana region has developed rapidly in the last 10 years and it has to attribute mainly towards the Chandrbabu Naidu's policies. We have a IT hub in Telangana which has created lakhs of jobs. Entire country has been benefited by the IT boom....not just the people from Andhra....whom we treated as brothers and sisters all along. It is unfair to blame Andhra as it is Telangana who got all the educational institutions, all the IT companies that are generating huge tax revenue and ultimately provide jobs to the local people first. I totally blame Congress for the current situation and partially blame TRS to put fuel on fire and play stupid politics.

Comments Taken from. You can better view the comments instead of text scroll
http://www.exclventures.com/News-telengana-separation-Jan08.asp

Hyderabad Flat / Plot Price Correction. Manikonda near Lanco Hills

2008-02-13T23:03:00.001-08:00

In the last week we have found many articles on the leading news
papers about Hyderabad real-estate. In Times of India we found flats
are available at much cheaper price than before.

We have been looking into the Hyderabad Real-estate market very
closely. We have been talking with mutiple builders and negotiating
the price for a flat in Hyderabad. As always people go behind brand
and that's the reason builders like Lanco, Aliens etc. spend much more
money in brand building. Their price is much higher than the normal
flats. When we buy flat from these builders, we pay money for their
brand building.

As the price have been ranging from 2500 to 5000/- per SFT so it's
really tough to find a house with all amenities at a price below
Rs.2500/- per SFT. Few weeks back we spoke to a builder for their
flats near Lanco Hills ? Manikonda. They quoted Rs.3000/-. Today I got
a mail from them and the price is Rs.2500/- (negotiable). This is the
power of group booking.

In South people only buy Gold and real estate. That's the only reason
the land price is high in Hyderabad, But because of telegana issue the
price may crash. If the land price is > 15 cores per acre then the
market should crash. This is not a realistic price. We have seen major
water problem in 2000. Also we see most of the appt buy water tankers
for their daily living. How can you pay that much money for a piece of
land that can't provide you water for your life? In india you can find
better land in much cheaper price.

When Lanco Hills came up people booked their flat by paying the
advanced amount. In two weeks time aprox 40% booking were canceled
because they thought they will not get much return out of that. This
is an example, how people livest their money. Please inquire this with
Lanco for the truth. Now there is Telegana issue so people are
thinking whether to buy or not.

The last few words. Hyderabad's real estate market is speculative.
Till the next election (2009) is over you can find a stable price in
Hyderabad. if you investing your money in Hyderabad then better be
careful.

Hyderabad Real Estate Boom Dooms! Flat / Plot buyers be careful!!

2008-02-13T03:35:00.001-08:00

Is it the right time to buy land in Hyderabad, or is it wise for
buyers to wait for some more time to gauge the actual real estate
scenario, especially as the Telangana movement is now in full swing,
ahead of the elections next year? In what one may call a cooling-off
period, there has been a slight drop in real estate in the last couple
of months. Realtors, especially those selling land and houses on and
near the outskirts of the city, had to drastically bring down the
prices. For instance, Hari Haran, a call centre employee, who had been
hunting (to buy) a house at Turkamjyal near Hayathnagar, was surprised
to find a house being sold for Rs 10 lakhs. Six months ago, the same
one was priced at Rs 16 lakhs. "There is a fear that with the division
of the state, much of the Andhrite population would stop investing in
Hyderabad and would go back to their native place. And this would mean
a reduction in the population which would result in a reduction in
land prices. Hyderabad's loss is Vizag's gain as there are many IT
companies coming up there too. Land which was at Rs 5,000 per sq yard
has gone up to between Rs 8,000- 10,000 per sq. yard in just a couple
of months in Vizag," says DBR Murthy, a real estate agent. Parts of
Hyderabad where land prices may be adversely affected include areas
like Hayathnagar, Dilsukhnagar, ECIL etc. where it is believed there
is a high proportion of Andhrite population.

In Hayathnagar, where land was around Rs 6,000 per sq yard has now
come down to Rs 3,000 to 4,000 per sq yard, and wary buyers are
careful in investing in land here. This also applies for areas beyond
Ramoji Film City, Timmapur near Shamshabad and Shameerpet, where the
prices have not gone up but remained steady. Suggesting an alternative
to investing in land, Mayank B, a software employee, says, "Investing
in land right now ,with fluctuating prices will be a high risk.
Instead, it is better to invest in gold."

However, some industry watchers like Vishwanadha Manohar feel that
this could only be a temporary phenomenon. "In the long run, the
prices would remain steady. Telangana is one of the factors. But the
primary reason is that prices have gone beyond the margins of reason
and a slowdown is necessary."

Others like Nikhil Trivedi, a realtor from Shameerpet, are more
optimistic, " The real estate growth has become oblivious to such
issues. IT employees, who constitute a majority of our clientele is
hardly disturbed by it." While the debate continues, investors eagerly
await a clearer picture.

Courtesy: hyderabadtimes - 2nd feb, 2008

Hyderabad India, Real estate boom gone bust

2008-02-10T20:06:00.001-08:00

he property scene has calmed down and it appears rather subdued,
compared to the aggressive domination seen in the later half of 2004,
writes Lalith Singh

Brief lull?: The real estate scenario in and around the city appears
to have become stagnant.

Has real estate boom that touched the lives of many and reigned for
more than two years finally taking a downward curve? Has it hit the
high and there is no way it can go up further and has to take a
downturn? Will the real estate prices take a drastic dip or will the
heat simply goes in for a cooling-off phase?

In the last few months, the property scene did calm down and it
appeared rather subdued when compared to the aggressive domination
that it had starting later half of the year 2004. For more than two
years, a variety of factors fuelled the boom and while some ended up
realising dreams of owning a dwelling of their own, others went for a
second and in some cases third and fourth property too.

The price rise which was phenomenal set new records both in
residential, commercial and agriculture lands and had people scurrying
long distances to acquire a slice of the boom. In just three years,
the entire suburbs have metamorphosed beyond recognition as they got
dotted with series of apartments, row houses, commercial centres and
started buzzing with unprecedented activity.

Those who lost out in the race were left dismayed while the ones who
made it to the bandwagon sported a broad grin. However, a certain
uncertainty did mark the whole boom and even while the buying spree
was on, a question on how long does this boom last did kept bugging
many.

And now ominous signs seem to have started looming over the realty
horizons. The industry insiders accept, though a bit reluctantly, that
the construction works have slowed down a bit, that the enquiries
about their projects have come down and that they are a tad worried.
"A lot of money, mostly borrowed, has been invested in projects and
builders are naturally apprehensive at the slow down," concedes one.
Causes

The rise in home loan interest rates and the sudden surge in the land
prices appear to have made many investors wary about putting their
money into the real estate while reports from across the country
suggested a possibility of the property boom taking a knock in the
days to come. However, many builders in the city look at this as a
temporary phase and some accept the stagnation in property dealings on
the ground that a correction of prices was taking place.

"There is a correction and we welcome it. Last two years saw all sorts
of persons entering real estate industry and spoiling the scene. They
are getting weeded out and once this process is over, the prospects
will be much brighter," says P.S.Reddy, President, Andhra Pradesh Real
Estate Developers' Association.

However, he refuse to see the trend as the property scene having a
block. Till the boom hit the city a couple of years back, the annual
price rise here used to be in the range of 10 per cent to 15 per cent.

The same however hit the roof in the last two years and the hope is
that it will get restored with the present correction.

The builders point out that the mid-segment which look out for flats
in the range of say Rs.1,800 to Rs.2,500 has not been that badly
affected as the one in deluxe and super deluxe category beyond
Rs.3,500 has been. This, perhaps could be due to the fall in NRI
investment into city real estate. Agrees Mr. Reddy, "the rupee turning
stronger has indeed affected the NRI investments".

A section of builders relate the sudden dip in enthusiasm of property
seekers with the beginning of education season. This is the usual
trend in the period of March to June, they say. "This is the time when
education of children keep the parents preoccupied and not investments
in real estate," it is pointed out.

refer to - http://www.hindu.com/pp/2007/06/16/stories/2007061650500100.htm

AJAX Template for blogger

2008-02-08T04:50:00.001-08:00

Welcome!

Are you looking for a nice template for your Blogger blog? You came to
the right place, but at the wrong time :) Unfortunately this site is
in testing status, and there are only a few templates here. I advise
you to bookmark it and check back regulary for new designs. You can
also digg this to help me spreading the word :)

Here is the link
http://www.bloggertemplates.org/category/ajax/

Housing Loan for buying house for you in India

2008-02-08T03:18:00.001-08:00

In the year 2005 the flat price was not so expensive. In 2008, it's
totally different. Say you want to buy a 2BHK flat in metro city. You
can opt for 1250 SFT flat. Total price of your flat would be Rs.40
lacs

Interest rate is also high. 10.5% would be your housing loan interest.

If you are thinking about buying a house using housing loan then think
mutiple times.

People with black money can proceed easily.

Let's calculate your EMI, assuming a housing loan of 40 lacs
for next 20 years at a rate of 10.5% interest

Your EMI would be Rs.38600/- per month

For self occupied house you can get tax benefit only on 1.5lacs
interest amount. So maximum tax benefit is 0.5lacs

Saving from rent - (you had to pay rent if you don't have a house) -
rent would be 10k to 15k for 2BHK house (Maximum)

If you want to live little far fron city it will come down to 5/6K

Owning a house you can save your yearly rent - 1.8lacs (max)

(Appreciation - depreciation) of your flat price a rate of 10% max

in 2007 it was 3.3%
Forget about the previous years. For example one year back the price
of raintree park flat in hyderabad was Rs3000 sft and now it's 3100/-
So last year the appreciation is only 3.3%

In the first year you need to pay Rs. 4 lacs as Interest for 40 lacs loan

your gain from loan = tax benefit + appreciation + rental amount -
yearly tax paid
For reaintree park flat it's = 0.5 + 1.32 + 1.8 - 4 = -0.38

So people bought raintreepark flat in 2007 are in loss

You can calculate this for next five years
Interest for 40 lacs loan for 2nd year to 5th years are as follows.

2nd year it's 3.9 lacs
3rd year it's 3.82 lacs
4th year it's 3.73 lacs
5th year it's 3.64 lacs

20 years is a long period... Think about this
Also think about the depreciation of your flat.

It's a big risk. Think twice before you opt for a housing loan.

Good News for Students in India. You just need motivation

2008-02-07T23:17:00.001-08:00

Do you know you can earn your pocket money while you are in school.

In India 90% of engineers are moving to IT firm. Not all of them are
CS or IT engineers. So they learn and they work in software firm.
Why not a student can't work in the same way?

Students in India, I know you people can find our interesting stuff on
web but have ever tried to earn from your programming skills? May be
parents can motivate them. Anyway you would be opting for a IT job
after your graduation and if you can do the same job when you are in
school then that would be great.

This is just an idea that parents can promote in India.

Flat Buyers in India, Hyderabad, Return from your investment

2008-02-07T23:11:00.001-08:00

10.5% would be your housing loan interest. If you are thinking about
you black money then please proceed. If you can get some return from
your black money then it's always good. Our Income tax dept is not so
smart to catch you.

Let's calculate, assuming you are opting for a housing loan of 40 lacs
for next 20 years at a rate of 10.5% interest

Your EMI would be Rs.38600/- per month
For self occupied house you can get tax benefit only on 1.5lacs
interest amount. So maximum tax benefit is 0.5lacs
Saving from rent - (you had to pay rent if you don't have a house) -
rent would be 10k to 15k for 2BHK house (Maximum)
Yearly rent is 1.8lacs (max)

(Appreciation - depreciation) of your flat price a rate of 10% max -
in 2007 it was 3.3%
Forget about the previous years. For example one year back the price
of raintree park flat in hyderabad was Rs3000 sft and now it's 3100/-
So last year the appreciation is only 3.3%

In the first year you need to pay Rs. 4 lacs as Interest
your gain = tax benefit + appreciation + rental amount - yearly tax paid
For reaintree park flat it's = 0.5 + 1.32 + 1.8 - 4 = -0.38

So people bought raintreepark flat in 2007 are in loss

You can calculate this for next five years
Interest for 40 lacs loan for 2nd year to 5th years are as follows.

2nd year it's 3.9 lacs
3rd year it's 3.82 lacs
4th year it's 3.73 lacs
5th year it's 3.64 lacs

Also think about the depreciation of your flat.

the last one is demand. There are lots of cities emerging out in
India. So why metro city?
if IT is the main area then any IT companies can be built in any city

No Increase in Hyderabad Flat Prices - Raintree Park

2008-02-07T02:21:00.001-08:00

We did little research on Raintree Park Hyderabad. 1000 families are
living in this township now. The construction is >3 years old. IJM
took lots of time to complete the work.

One year back the price was 2900 to 3000/- per SFT. Now the price is
3100/- per SFT max.
So in last one year price hasn't increased much.

Though people are trying to quote 3400/- per SFT but as per our
information the deals are at Rs.3100/-

Near this Indu fortune field is selling at Rs.4000/- that's because of
the quality. But it's really tough to find a buyer at this price.

HYDERABAD: Separation of State. Impact of Telangana Heat. A Hard Look at the Political Situation (Part A)

2008-01-25T01:27:00.001-08:00

HYDERABAD REALESTATE UPDATE

Separation of State. Impact of Telangana Heat. A Hard Look at the
Political Situation (Part A)

This is an independent commentary on the current state of affairs. As
you are aware, political postures change at blink of an eye, which
would in turn make all previous comments on Real Estate meaningless.
Part A looks at whether Division of the State can happen at all and
when. Part B (to be released soon!) will review the possible impact on
Real Estate.

1.0 Technicality of Division

While people are shouting at each other about dividing the State, no
one seem to really know how it can be put into practice! There are 2
ways, to achieve division.

a) By way of Recommendation from SRC which is constitutionally binding
on Union Govt and the State Govt. But this is a very long term
procedure. Almost everybody agrees that once the Telengana matter is
referred to SRC, division may never happen!

b). Union Government drafts a bill for the creation of a separate
state of Telengana and then sends it to AP Govt. which has to Table it
in Assembly and get it approved unanimously or by majority voting. The
Bill then has to be passed by Loksabha and Rajya Sabha and President's
Consent obtained on the Reorganization Act.

At the moment, SRC is not in the picture. If you look at Point b)
above and check the political equation today and what could happen in
the next few years, after the upcoming Assembly Election and the Union
Election, you would know where we stand!

2.0 UP and MP were divided. Why not AP? What is the big issue?

The actual reason for opposition to division of AP is never talked
about, openly, by "Netas"! Well, its common knowledge that the issue
lies with Hyderabad being in Telengana. TRS or for that matter anyone
else looking for a separate state, is NOT going to agree to division,
without getting Hyderabad.

There has been talk of making Hyderabad a Union Territory. But that
will not be acceptable to TRS at all. Why should it agree? Hyderabad
is Geographically in Telengana, and technically no one should be
objecting to Hyderabad being part of Telengana. But there lies the
crux of the problem.

The AP Politics, Industry, Real Estate and Business are teeming with
big guns from Andhra and to some extent, from Rayalaseema. They have
come to Hyderabad and have invested heavily. They have pulled strings
to ensure big ticket investments into Hyderabad. Their personal
investments have grown into thousands of Crores, covering the entire
business spectrum, not just Real Estate. The investments by Public
Sector Companies, Private Sector and Central Govt organizations runs
into Lakhs of Crores. Due the the heavy investment over the last 25 to
30 years, Hyderabad has become a Metro City which generates
substantial income by way of taxes and levies, which help to run the
entire State of AP. Loss of Hyderabad, will defenitely wipe out HUGE
revenue which otherwise would have accrued to Andhra and Rayalaseema.
This is a very important issue and is at the back of everybody's mind.

Neither TDP nor Congress had stopped facilitating further investments
in Hyderabad, fearing separation. If they need to leave Hyderabad to
Telengana, they have to sit down, take deep breath and make strategic
shifts, in future big ticket investments. For example, consider ORR,
Metro Rail etc. Will congress or TDP be keen push these and all other
projects, if they are sure that TRS is going to enjoy all this, while
they are turned into minority, in the new Telengana State?!

Obviously Congress and TDP will try, to the extreme, to scuttle Separation!

3.0 Possibility of Early Divison - Current Political Equations -

Lets look whether there is any chance for State Division before the
upcoming AP and Union Elections.

Union Govt. can not be expected to prepare and table Bill for
Separation, in Parliament, unless there is a strong request from the
State Govt. As all of us would agree, Congress stands to lose by
creating a separate state. Hence there is no chance that Congress
would recommend to the Union Govt. to go ahead and split the state.

At the Center, Congress is at the mercy of the REDS. CPM has
categorically stated that its absolutely against any split and hence
congress can not push through the case in Parliament, till 2009-10
when next Union elections will be held.

Even if Congress loses 2009 Assembly Elections, in AP, in the interim
period till General Elections, Union Govt. can do little.

In effect, we can conclude that whatever happens in April 2009
Assembly election, no division can happen before Next Union Election.
(But can division happen after Union Election?! …….Read on!!)
4.0 The Political Circus

At State Level, we have 5 interest Groups

-Congress

Officially congress is against division. There may be hue and cry from
local leaders in Telengana including Mr. Satyanarayana and others but
at best, these have to be considered as political posturing to garner
votes from Telengana. By showing off, Congress will be able to take
away undecided votes from the region, which will hurt TRS. This is a
better political strategy than just simply saying, "NO" to Telengana.
Even if some committed individuals from Telengana leave Congress, will
they join TRS? Very unlikely.

We all know that Congress is virtually lead by people from Andhra and
the leaders have huge exposure in Real Estate and Industries in
Hyderabad and would fight to protect such business interest.

-TDP

TDP, like Congress is virtually safe den of Senior Politicians from
Andhra and Rayalaseema. Just like Congress, TDP will be looking to
take away votes from TRS by showing great concern for Telengana! We
have already seen posturing by Mr. D Goud and others from the region
and it should work in TDPs favour, by splitting votes!

TDP Netas have equally large stake in Real Estate / Business /
Industries in Hyderabad and around and will have a heart attack, if
they think of Division!

-TRS

Lets assume that TRS is serious about wanting to have separate
Telengana. But can they get sufficient Majority in the State Elections
to pass the Reorganization Bill?????? CPM will not support them
considering its stated political stand. BJP has stated that they
support Telengana but TRS can not openly touch BJP since it has to
protect its Muslim Community Votes. However, there could be internal
understanding between them.

-BJP

At best BJP can create some itches! Standing alone, they are NOTHING
in AP Politics. But the Great Venkayya Naidu Garu has openly extended
support to Telengana . How come such a strong Andhra Leader is seen
advocating Telengana? This again is simple political arithmetic. It
has been long since BJP did anything significant in AP Elections.

They have to get few seats, by whatever means and if Telengana
sentiment helps, why not?! BJP will offer that they would support TRS
at the Center for pushing Telengana.

But where does BJP stand with regard to Telengana? Like Congress and
TDP, BJP will find it very hard to let go of Hyderabad. The first
person to reverse stand will be none other than Venkayya Garu himself.
We can take it for granted that as far as TRS is concerned, history
will repeat! If Congress let it down in 14th Lok Sabha, BJP will let
it down in the 15th, if, BJP comes to power.

-CPM

CPM can help in splitting TRS votes and hence will be useful to
Congress and TDP. So both will try to vow it. But overall the reds
will not have much say.

5.0 Possibility of Division After Assembly Election & Union Election -
Political Equations

The possibility depends on who wins in AP and at Center. The Division
is possible ONLY if at both Hyderabad and at Center, there are
Governments which support Division.

With Congress or TDP in Hyderabad:

Nothing will happen for another 5 years even if TRS is in Union Govt.
In fact ,TRS may find itself in a corner, with BJP dumping the
division propaganda, after elections.

With TRS in Hyderabad:

Obviously TRS on its own can never form Govt. in AP since it can hope
to get seats only in Telengana. Even if it wins all seats in
Telengana, it still require a major partner to support it in the State
assembly. After elections, there is no chance that Congress or TDP
will support it. Even if they support, obviously they will not agree
for Division. They would rather go for President's Rule!

If TRS gets very good Response from Telengana and Congress and TDP
takes a drubbing there, then in State Assembly, TRS would be a force
and they may create unrest in the State. Now will such an unrest force
TDP or Congress to give-in, at that time and recommend Division in the
State Assembly? …Looks unlikely, unless the movement snowballs into a
bloody revolution and that may take ages.

Based on the above scenarios, division looks improbable even during
the term of 15th Parliament, ie at least Till 2015.

6.0 Separation by Consensus

Separation by consensus will happen only if Andhra and Rayalaseema
asks for splitting and forming 3 states together with Telengana,
instead of objecting to split. But under current circumstances with so
much at stake for politicians in Hyderabad, this is most unlikely.

7.0 Why is there so much of Heat and Dust now?! There is so much of
screaming all around!!

What is going on at the moment (including Netas rushing to Delhi), is
definitely an exercise to excite the voters and prepare them for
elections. While TRS could be genuine in their intentions, others are
all fishing in troubles waters! TRS may get sympathy votes once they
pull out their MPs and MLAs, in March. Others have to jump-in and
create confusion, to prevent TRS from taking away, all publicity and
votes!

8.0 Impact on Real Estate

The above analysis, gives the ground realities with regard to Division
and the improbability till at least 2015. While technically, Division
looks a remote event, the Real Estate market is abuzz with rumors and
general sentiment is down. How will the market behave while all this
"tamasha" goes on? Please wait for "Part B", to be released soon!

From: http://www.exclventures.com/News-telengana-separation-Jan08.asp

Get 4 / 5 Lacs discount on your new flats

2008-01-23T02:25:00.001-08:00

Enjoy the power of community. Create your own gang to save your money.
A GANG is always better than a single person. Web 2.0 helps you to
create powerful community of predefined goal

This is the story for all projects. In the world of Web 2.0 people
just search in Google before they buy any flat. We are buyers and we
can control the market. People say in 3 years time this location would
be the IT HUB of the city. OK that's fine then we should pay sky high
price when the location will get that status.

We are forced to buy appt in tomorrow's price. It's risky, we don't
know what will happen tomorrow. But still we try to invest our money.
That's great but all investors love their money and they would be
happy if they can buy appt in today's price.

This is the concept. You alone can change the market so a group is
needed. If you can form a groups of people than you can feel the power
of your voice. In India there is no real estate regulatory authority
so you alone can't fight with builders, if there is some thing wrong.
Buy appt in group.

I have seen builders are quoting 300/- to 400/- per SFT discount if
you a form a group and opt for bulk booking.

Useful Information about Mobile phones

2008-01-23T02:19:00.001-08:00

THINGS YOU NEVER KNEW YOUR CELLPHONE COULD DO..

There are a few things that can be done in times of grave emergencies.

Your mobile phone can actually be a life saver or an emergency tool for survival. Check out the things that you can do with it: -

1EMERGENCY

The Emergency Number worldwide for **Mobile** is 112

.* If you find yourself out of coverage area of your mobile network and there is an emergency,

dial 112

and the mobile will search any existing network to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked.

**Try it out.**

2.Have you locked your keys in the car? Does you car have remote keys?
This may come in handy someday. Good reason to own a cell phone:

If you lock your keys in the car and the spare keys are at home, call someone at home on their cell phone from your cell phone.
Hold your cell phone about a foot from your car door and have the person at your home press the unlock button, holding it near the mobile phone on their end. Your car will unlock.

Saves someone from having to drive your keys to you. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other "remote" for your car, you can unlock the doors (or the trunk).

Editor's Note: *It works fine! We tried it out and it unlocked our car over a cell phone!"*

3 HiddenBattery power

Imagine your cell battery is very low , you are expecting an important call and you don't have a charger.
Nokia instrument comes with a reserve battery.
To activate, press the keys

*3370#

Your cell will restart with this reserve and the instrument will show a 50% increase in battery.
This reserve will get charged when you charge your cell next time.

AND

4. How to disable a STOLEN mobile phone?

To check your Mobile phone's serial number, key in the following digits on your phone:

* # 0 6 #

A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. when your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless.

You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either.

Opt for group booking of flats

2008-01-23T02:18:00.001-08:00

I have seen mutiple projects quoting sky high price in Hyderabad by showing some pictures and amenities. Those townships will be available after 3 years. They market their product and sale them to you by showing pictures. Have you ever seen the location where they will building their township?

This is the story for all projects. In the world of Web 2.0 people just search in Google before they buy any flat. We are buyers and we can control the market. People say in 3 years time this location would be the IT HUB of the city. OK that's fine then we should pay sky high price when the location will get that status.

We are forced to buy appt in tomorrow's price. It's risky, we don't know what will happen tomorrow. But still we try to invest our money. That's great but all investors love their money and they would be happy if they can buy appt in today's price.

This is the concept. You alone can change the market so a group is needed. If you can form a groups of people than you can feel the power of your voice. In India there is no real estate regulatory authority so you alone can't fight with builders, if there is some thing wrong. Buy appt in group.

I have seen builders are quoting 300/- to 400/- per SFT discount if you a form a group and opt for bulk booking.

Lanco Hill's price. Is it realistic?

2008-01-19T20:56:00.001-08:00

Yesterday while talking with a builder, we came to know that Lanco
Hill's effective price is Rs.5000/- per SFT (including amenities).
Price should be high as the construction cost is high. We have seen
they are breaking rocks to make the land plane. They should charge
that to buyers. They are here to do business.

We have seen Unitech, DLF are offering quality appt in a lesser price
in other cities. Why the price is high in Hyderabad?
It's because of the people. People agreed to pay more.

People have the power to crash the real estate market. Wait for few
more months. These days people are not showing much interest in buying
appt.
Experts say there will be huge price correction in real estate market
in few months time.

Don't trust the news paper that tell you to buy appt now because they
are there to promote builders and their projects. They don't think
about you.

Alkapuri Colony at Manikonda Hyderabad

2008-01-19T20:00:00.001-08:00

Alkapuri Colony at Manikonda Hyderabad

Few days back the price was around Rs.15ooo/- per Sq yrd.

Now we can't say. It would be around 3 km from lanco hills. It looks like a village.

In 3 years it can be a city but if TDP comes or telegana issues come ups then ??

But Andhra people have money. they can build city in their village. They why don't they create IT city in Vizag? Why they have been slecting Hyderabad? Hyderabad has major water issue. Through out the year you find water tanker on the hyderabad roads.

What should be the price of an appt in a village? It can be 1200/- to 2000/- max. But in these areas people quote aprox 3000/- perSFT.

It's because builders and land owners. What can you do? Take a 40 lacs loan for 20 years and pay your entire salary for a 2BHK house.

Jago... You are the buyers, you have the power to change the market. Decide today that you will not approach to a builder alone. Build a group of 5 or 10 and then talk to builders.

Basic calculation:
Rs.1000/- per SFT is enough for a super deluxe flat. Add land price and builder's margin (10%). This would be your flat price. You are paying for land. So builder can't charge extra for parking. Amenities ? This is the only way builder have been making money. They show you nice pictures like your kids are playing. You and your wife in a swimming pool., etc. After showing the images they quote Rs1000/- extra for world class amenities.

You have common sense, apply that before you buy a flat. Last sentence, don't ever think that you will get a good return from your house at this moment.

Price is already high and we all are waiting for price correction. THAT MUST HAPPEN. AS SOON AS POSSIBLE. WE CAN'T PAY 3000/- pet SFT for a flat in a village.

If it's village now then quote today's price.

Manikonda Lanco Hills Hyderabad and You

2008-01-19T05:50:00.000-08:00

Today we went to Manikonda. People say it's diamond hills. We didn't find any diamond over there but few independent houses, appts, narrow roads and only rocks. You can view the attached images.

Image: Lanco Hills (Construction Work)

How many of you have visited Manikonda? I know you have seen pictures in news paper and other advertisement see how it really looks. Image: A plot in between Lanco & DPS.
Had great fun with a local guy who was trying to sell his house at 1.7 crores. He was quoting 1.7 crores for his out of fashion old house. We tried to calculate the price. Land = 300 sq yrd X 25000/- (max ) = 75 lacs plus add his house price. which can be 10 lacs Max. So total price = 85 Lacs. He has been quoting 1.7 crores because it's near to Lanco hill. He may find a buyer in that area who doesn't understand calculation. This happens to local people. This 7 th pass guy is a crorepati and he is holding 20 acres of land in Chandanagar. We poor IT people will fight with our boss for 10% hike. That's the fact.

This story describes Hyderabad Real Estate Market. There is a huge gap between market price and the actual value of the property. MARKET SHOULD CRASH AS SOON AS POSSIBLE.

We have seen few more projects. Harivillu from Lahiri, they are quoting 3500/- per SFT (negotiable). They do quote Rs.4000/- to some people. They decide the price and they can increase the price whenever they want. That's the fact. Near harivillu we saw one projects with 20 ft aproach road was quoting Rs.2400/- per SFT.

Actual fact: In Manikonda there is no muliplex and after 5:00pm it would be tough to find a share auto.
Image: DPS

Visit the place before you buy. Never buy a property by seeing it's images. See the real images. Also make a goup of people and opt for bulk booking you will get good discount. We have been trying this because we believe in power of community.

Image: DPS

Image: Lanco Hills - This is the road

Image: Alkapuri Colony

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